A-C/Monthly Tips computation issue (leading to incorrect notifications)

[mandar-brave]

For monthly recurring contributions, the only BAT that needs to be counted is;

a) for verified publishers in a-c
b) for verified publishers in Tip table

In any circumstance, the unverified pending BAT should not be counted for reconcile date contributions.

Issue: currently a lot of folks are getting incorrect notifications that they don't have sufficient funds for their monthly contribution when they do.

cc @NejcZdovc @jasonrsadler @LaurenWags @rebron

[LaurenWags]

Verified passed with

Brave	0.67.108 Chromium: 75.0.3770.100 (Official Build) beta(64-bit)
Revision	cd0b15c8b6a4e70c44e27f35c37a4029bad3e3b0-refs/branch-heads/3770@{#1033}
OS	Mac OS X

• Verified test plan from 'Insufficient Funds' notification now will not show if balance will cover verified sites. brave-core#2208
• However, even if total of auto contribute for verified pubs + total of recurring monthly tips for verified pubs is less than wallet balance, contribution does not go thru. Logged contribution does not go thru in some cases - follow up to 3707, 4090 #5230

Verification passed on

Brave	0.67.108 Chromium: 75.0.3770.100 (Official Build) beta (64-bit)
Revision	cd0b15c8b6a4e70c44e27f35c37a4029bad3e3b0-refs/branch-heads/3770@{#1033}
OS	Windows 10 OS Version 1803 (Build 17134.523)

• Verified test plan from 'Insufficient Funds' notification now will not show if balance will cover verified sites. brave-core#2208
• Encountered contribution does not go thru in some cases - follow up to 3707, 4090 #5230

Verification passed on

Brave	0.67.110 Chromium: 75.0.3770.100 (Official Build) beta(64-bit)
Revision	cd0b15c8b6a4e70c44e27f35c37a4029bad3e3b0-refs/branch-heads/3770@{#1033}
OS	Ubuntu 18.04 LTS

• Verified test plan from 'Insufficient Funds' notification now will not show if balance will cover verified sites. brave-core#2208
• Encountered contribution does not go thru in some cases - follow up to 3707, 4090 #5230