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Replace VWRA with VWCE
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VWCE is in EUR, VWRA is in USD. Most people that read this will want EUR.
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zupo authored Jul 24, 2024
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Expand Up @@ -92,7 +92,7 @@ We'll be buying whole-market index funds for stocks and bonds.

We're looking to invest in the lowest cost funds by a large and reputable fund. Niteo, Dejan, and Nejc all invest in [Vanguard's](https://en.wikipedia.org/wiki/The_Vanguard_Group) funds:

- VWRA for the global stock market (listed as VWCE in EUR)
- VWCE for the global stock market (listed as VWCE in EUR)
- VAGF for the global bond market

How should you split your portfolio between the two assets? The most popular split is 70% stocks and 30% bonds. If you're young and have the stomach for higher volatility (change in portfolio value), you can go higher with the stocks. When you're closer to retirement, you start adding more to bonds.
Expand All @@ -109,7 +109,7 @@ If you'd like to learn more about investing, [Ben Felix's YouTube channel](https
### TL;DR

- Open an Interactive Brokers account.
- For 70% of your portfolio, buy Vanguard's fund VWRA for the global stock market.
- For 70% of your portfolio, buy Vanguard's fund VWCE for the global stock market.
- For 30% of your portfolio, buy Vanguard's fund VAGF for the global bond market.
- Invest whenever your savings hit $5000.
- Buy and hold until retirement.
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