FINERACT-1968-Advanced-Payment-Allocation-Charge-Off

ruchiD · Oct 9, 2023 · d2fe393 · d2fe393
1 parent 06b5643
commit d2fe393
Show file tree

Hide file tree

Showing 2 changed files with 780 additions and 0 deletions.
diff --git a/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java b/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
@@ -156,6 +156,7 @@ public void processLatestTransaction(LoanTransaction loanTransaction, MonetaryCu
             case REPAYMENT, MERCHANT_ISSUED_REFUND, PAYOUT_REFUND, GOODWILL_CREDIT, CHARGE_REFUND, CHARGE_ADJUSTMENT, DOWN_PAYMENT,
                     WAIVE_INTEREST, RECOVERY_REPAYMENT ->
                 handleRepayment(loanTransaction, currency, installments, charges);
+            case CHARGE_OFF -> handleChargeOff(loanTransaction, currency, installments);
             // TODO: Cover rest of the transaction types
             default -> {
                 log.warn("Unhandled transaction processing for transaction type: {}", loanTransaction.getTypeOf());
@@ -363,6 +364,26 @@ private void handleOverpayment(Money overpaymentPortion, LoanTransaction loanTra
         }
     }
 
+    private void handleChargeOff(LoanTransaction loanTransaction, MonetaryCurrency currency,
+            List<LoanRepaymentScheduleInstallment> installments) {
+        loanTransaction.resetDerivedComponents();
+        // determine how much is outstanding total and breakdown for principal, interest and charges
+        Money principalPortion = Money.zero(currency);
+        Money interestPortion = Money.zero(currency);
+        Money feeChargesPortion = Money.zero(currency);
+        Money penaltychargesPortion = Money.zero(currency);
+        for (final LoanRepaymentScheduleInstallment currentInstallment : installments) {
+            if (currentInstallment.isNotFullyPaidOff()) {
+                principalPortion = principalPortion.plus(currentInstallment.getPrincipalOutstanding(currency));
+                interestPortion = interestPortion.plus(currentInstallment.getInterestOutstanding(currency));
+                feeChargesPortion = feeChargesPortion.plus(currentInstallment.getFeeChargesOutstanding(currency));
+                penaltychargesPortion = penaltychargesPortion.plus(currentInstallment.getPenaltyChargesCharged(currency));
+            }
+        }
+
+        loanTransaction.updateComponentsAndTotal(principalPortion, interestPortion, feeChargesPortion, penaltychargesPortion);
+    }
+
     @AllArgsConstructor
     @Getter
     @Setter