fix: multiple temp directories on command executions (backport #8726)

[mergify]

Closes: #8725

What is the purpose of the change

This pull request fix issue with temp directories and stops creating multiple temp directories
also gives panic if node is unable to create a temp directory instead of returning node default home directory which leads to erasing of entire node data

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This is an automatic backport of pull request #8726 done by [Mergify](https://mergify.com).

[mergify]

Cherry-pick of 4ce0dbf has failed:

On branch mergify/bp/v26.x/pr-8726
Your branch is up to date with 'origin/v26.x'.

You are currently cherry-picking commit 4ce0dbf17.
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  (use "git cherry-pick --abort" to cancel the cherry-pick operation)

Changes to be committed:
	modified:   cmd/osmosisd/cmd/root.go

Unmerged paths:
  (use "git add <file>..." to mark resolution)
	both modified:   CHANGELOG.md

To fix up this pull request, you can check it out locally. See documentation: https://docs.github.com/en/pull-requests/collaborating-with-pull-requests/reviewing-changes-in-pull-requests/checking-out-pull-requests-locally