feat(router): add support for googlepay step up flow

[vspecky]

Type of Change

• Bugfix
• New feature
• Enhancement
• Refactoring
• Dependency updates
• Documentation
• CI/CD

Description

add support for googlepay step up flow

1. add assurance_details_required in session response, to collect assurance details from googlepay
2. accept assurance_details which has card_holder_authenticated and account_verified flags which would help to decide the authentication type (to step up or not)
3. step up when card_holder_authenticated or account_verified is not true and make the authentication type three_ds

Additional Changes

• This PR modifies the API contract
• This PR modifies the database schema
• This PR modifies application configuration/environment variables

Motivation and Context

When given as true, this field motivates stripe to include verification results in the session token flow. If the verification is failed here, we want to detect it and step up the payment to a 3DS payment.

How did you test it?

Tested Manually
Payments Create CURL

curl --location --request POST 'localhost:8080/payments' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: dev_xZkXV8ICQLlmvTiVilpCYbs0MsfpTCBekqt5YTxkaFIR69j5qsFvoFtk9AL59J6H' \
--data-raw '{
    "request_external_three_ds_authentication": false,
    "request_incremental_authorization": false,
    "amount": 123,
    "currency": "USD",
    "confirm": false,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "stripecustomer",
    "email": "[email protected]",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+65",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "routing": {
        "type": "single",
        "data": "adyen",
        "timestamp": 1719237972
    },
    "setup_future_usage": "off_session",
    "mandate_data": {
        "customer_acceptance": {
            "acceptance_type": "offline",
            "accepted_at": "1963-05-03T04:07:52.723Z",
            "online": {
                "ip_address": "125.0.0.1",
                "user_agent": "amet irure esse"
            }
        },
        "mandate_type": {
            "multi_use": {
                "amount": 1000,
                "currency": "USD",
                "start_date": "2023-04-21T00:00:00Z",
                "end_date": "2023-05-21T00:00:00Z",
                "metadata": {
                    "frequency": "13"
                }
            }
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "CA",
            "zip": "94122",
            "country": "US",
            "first_name": "John",
            "last_name": "Doe"
        },
         "phone": {
            "number": "8056594427",
            "country_code": "+91"
        }
    },
    "shipping": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "CA",
            "zip": "94122",
            "country": "US",
            "first_name": "John",
            "last_name": "Doe"
        },
         "phone": {
            "number": "8056594427",
            "country_code": "+91"
        }
    },
      "connector_metadata": {
        "noon": {
            "order_category": "pay"
        }
    },
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {},
    "order_details": [
        {
            "product_name": "Apple iphone 15",
            "quantity":1,
            "amount": 0,
            "account_name": "transaction_processing"
        }
    ]
}'

Payments Confirm CURL with google_pay payment_method assurance_details

curl --location --request POST 'localhost:8080/payments/pay_tFCBfda5GbeExvLThI32/confirm' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: dev_xZkXV8ICQLlmvTiVilpCYbs0MsfpTCBekqt5YTxkaFIR69j5qsFvoFtk9AL59J6H' \
--data-raw '{
    "payment_method_data": {
        "wallet": {
        "google_pay": {
            "type": "CARD",
            "description": "Mastercard •••• 4444",
            "info": {
                "card_details": "4444",
                "card_network": "MASTERCARD",
                "assurance_details": {
                    "account_verified": true,
                    "card_holder_authenticated": true
                }
            },
            "tokenization_data": {
                "type": "PAYMENT_GATEWAY",
                "token": "{\"signature\":\"MEQCIGWP325ZzDIZqu7w6QDVppDUjJPizVZ/7BO06ma9qUMPAiBT4qYFqulmHxligg4s4KZq2qb/o26aieJlkbquBSxM8g\\u003d\\u003d\",\"protocolVersion\":\"ECv1\",\"signedMessage\":\"{\\\"encryptedMessage\\\":\\\"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\\\",\\\"ephemeralPublicKey\\\":\\\"BASySRhh0CVccSm7EHZqS5XHPXmLbBqpjxilDw07HLnbNbEcxa8UsfxPejI1xEmzbnqXybjEe8GlH1LkcgsZ65k\\\\u003d\\\",\\\"tag\\\":\\\"TrzIrHLnwglAAzjsaOVUfnfrbWVmQY2KakROFOQVIjQ\\\\u003d\\\"}\"}"
            }
        }}
    },
    "payment_method": "wallet",
    "payment_method_type":"google_pay",
    "browser_info": {
        "user_agent": "Mozilla\/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit\/537.36 (KHTML, like Gecko) Chrome\/70.0.3538.110 Safari\/537.36",
        "accept_header": "text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8",
        "language": "nl-NL",
        "color_depth": 24,
        "screen_height": 723,
        "screen_width": 1536,
        "time_zone": 0,
        "java_enabled": true,
        "java_script_enabled": true,
        "ip_address": "125.0.0.1"
    },
    "customer_acceptance": null
}'

1. Create a payment with authentication_type as no_three_ds, then make a googlepay payment with card_holder_authenticated as false and observe the payment has been forced to authentication_type three_ds
   
   
   
   
   

2. Create a payment with authentication_type as no_three_ds, when both card_holder_authenticated and account_verified are true, it'll proceed with no_three_ds without step up
   
   

Checklist

• I formatted the code cargo +nightly fmt --all
• I addressed lints thrown by cargo clippy
• I reviewed the submitted code
• I added unit tests for my changes where possible
• I added a CHANGELOG entry if applicable

[Narayanbhat166]

Please fix the openapi check

[Narayanbhat166]

can you add a comment here to inform that 3ds has been stepped up

[Narayanbhat166]

same here, can you add a comment here to inform that 3ds has been stepped up?

[Narayanbhat166]

same here, can you add a comment here to inform that 3ds has been stepped up?

I meant logs in this case

[swangi-kumari]

Reviewed connector changes.