fix: disable usage of eIBC combined with PFM

[omritoptix]

Description

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Closes #600

All items are required. Please add a note to the item if the item is not applicable and
please add links to any relevant follow-up issues.

PR review checkboxes:

I have...

• Added a relevant changelog entry to the Unreleased section in CHANGELOG.md
• Targeted PR against the correct branch
• included the correct type prefix in the PR title
• Linked to the GitHub issue with discussion and accepted design
• Targets only one GitHub issue
• Wrote unit and integration tests
• Wrote relevant migration scripts if necessary
• All CI checks have passed
• Added relevant godoc comments

SDK Checklist

• Import/Export Genesis
• Registered Invariants
• Registered Events
• Updated openapi.yaml
• No usage of go map
• No usage of time.Now()
• Used fixed point arithmetic and not float arithmetic
• Avoid panicking in Begin/End block as much as possible
• No unexpected math Overflow
• Used sendCoin and not SendCoins
• Out-of-block compute is bounded
• No serialized ID at the end of store keys

Full security checklist here

For Reviewer:

• Confirmed the correct type prefix in the PR title
• Reviewers assigned
• Confirmed all author checklist items have been addressed

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After reviewer approval:

• In case the PR targets the main branch, PR should not be squash merge in order to keep meaningful git history.
• In case the PR targets a release branch, PR must be rebased.

[codecov]

Codecov Report

All modified and coverable lines are covered by tests ✅

Project coverage is 30.79%. Comparing base (7575849) to head (8241d43).

Additional details and impacted files

@@           Coverage Diff           @@
##             main     #601   +/-   ##
=======================================
  Coverage   30.78%   30.79%           
=======================================
  Files         201      201           
  Lines       28491    28495    +4     
=======================================
+ Hits         8770     8774    +4     
  Misses      18322    18322           
  Partials     1399     1399           

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