FINERACT-2148: Add 'Accelerate maturity' charge-off behaviour option.…

… Cut installments to charge-off date
apache · Dec 13, 2024 · c14d5a9 · c14d5a9
1 parent 146c07a
commit c14d5a9
Showing 1 changed file with 24 additions and 3 deletions.
diff --git a/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java b/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
@@ -1171,10 +1171,12 @@ private void handleOverpayment(Money overpaymentPortion, LoanTransaction loanTra
     }
 
     private void handleChargeOff(final LoanTransaction loanTransaction, final TransactionCtx transactionCtx) {
-        if (transactionCtx instanceof ProgressiveTransactionCtx progressiveTransactionCtx) {
-            if (LoanChargeOffBehaviour.ZERO_INTEREST.equals(loanTransaction.getLoan().getLoanProductRelatedDetail().getChargeOffBehaviour())
-                    && !loanTransaction.isReversed()) {
+        if (transactionCtx instanceof ProgressiveTransactionCtx progressiveTransactionCtx&& !loanTransaction.isReversed()) {
+            if (LoanChargeOffBehaviour.ZERO_INTEREST
+                    .equals(loanTransaction.getLoan().getLoanProductRelatedDetail().getChargeOffBehaviour())) {
                 handleZeroInterestChargeOff(loanTransaction, progressiveTransactionCtx);
+            } else if (LoanChargeOffBehaviour.ACCELERATE_MATURITY.equals(loanTransaction.getLoan().getLoanProductRelatedDetail().getChargeOffBehaviour())) {
+                handleAccelerateMaturityChargeOff(loanTransaction, progressiveTransactionCtx);
             }
         }
 
@@ -1197,6 +1199,25 @@ private void handleChargeOff(final LoanTransaction loanTransaction, final Transa
         loanTransaction.updateComponentsAndTotal(principalPortion, interestPortion, feeChargesPortion, penaltychargesPortion);
     }
 
+    private void handleAccelerateMaturityChargeOff(LoanTransaction loanTransaction, ProgressiveTransactionCtx progressiveTransactionCtx) {
+        final LocalDate transactionDate = loanTransaction.getTransactionDate();
+        final List<LoanRepaymentScheduleInstallment> installments = progressiveTransactionCtx.getInstallments();
+        Loan loan = loanTransaction.getLoan();
+
+        if (!installments.isEmpty()) {
+            if (loan.isInterestRecalculationEnabled()) {
+
+            } else {
+
+            }
+            List<LoanRepaymentScheduleInstallment> installmentsUpToTransactionDate = installments.stream()
+                    .filter(installment -> transactionDate.isAfter(installment.getFromDate()))
+                    .toList();
+            loan.updateLoanSchedule(installmentsUpToTransactionDate);
+
+        }
+    }
+
     private void handleZeroInterestChargeOff(final LoanTransaction loanTransaction,
             final ProgressiveTransactionCtx progressiveTransactionCtx) {
         final LocalDate transactionDate = loanTransaction.getTransactionDate();