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Merge pull request #101 from Mindful-AI-Assistants/FabianaCampanari-p…
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Update README.md
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FabianaCampanari authored Oct 5, 2024
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Expand Up @@ -16,7 +16,9 @@ Credit card default prediction involves using analytical approaches, such as dat


1. **Utilizing Alternative Variables**: Beyond traditional variables like income, assets, and payment history, incorporating geographical, behavioral, and consumption data can provide valuable insights into a customer's profile.

2. **Individual Credit Scoring**: Treating credit scores at an individual level to better assess risk.

3. **Behavioral Profile Analysis**: Analyzing customer behavior to predict potential defaults.

This approach helps financial institutions improve their credit granting processes and manage risk more effectively.
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