feat(ui-ux): updated get vault creation free from gov variable

[fullstackninja864]

What this PR does / why we need it:

Which issue(s) does this PR fixes?:

Fixes #

Additional comments?:

Developer Checklist:

• Read your code changes at least once
• Tested on iOS/Android device (e.g, No crashes, library supported etc.)
• No console errors on web
• Tested on Light mode and Dark mode*
• Your UI implementation visually matched the rendered design*
• Unit tests*
• Added e2e tests*
• Added translations*

[github-actions]

Missing Translations Report

The following translations are missing for this pull request.

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[github-actions]

Build preview for DeFiChain Wallet is ready!

Built with commit fc33588

https://expo.io/@defichain/wallet?release-channel=pr-preview-4185

[codecov-commenter]

Codecov Report

Attention: Patch coverage is 0% with 10 lines in your changes are missing coverage. Please review.

Project coverage is 57.41%. Comparing base (d1cd46b) to head (9e14747).

Files	Patch %	Lines
...igator/screens/Loans/screens/CreateVaultScreen.tsx	0.00%	10 Missing ⚠️

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #4185      +/-   ##
==========================================
- Coverage   59.98%   57.41%   -2.58%     
==========================================
  Files         442      442              
  Lines       12581    12586       +5     
  Branches     4129     4158      +29     
==========================================
- Hits         7547     7226     -321     
- Misses       4974     5296     +322     
- Partials       60       64       +4     

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