diff --git a/ledger/src/blockstore_processor.rs b/ledger/src/blockstore_processor.rs
index 8db00eda8b56b0..3e2318ec33a057 100644
--- a/ledger/src/blockstore_processor.rs
+++ b/ledger/src/blockstore_processor.rs
@@ -835,6 +835,7 @@ pub fn process_blockstore_from_root(
         // We might be promptly restarted after bad capitalization was detected while creating newer snapshot.
         // In that case, we're most likely restored from the last good snapshot and replayed up to this root.
         // So again check here for the bad capitalization to avoid to continue until the next snapshot creation.
+        let bank = bank_forks.read().unwrap().root_bank();
         bank.wait_for_startup_verification_complete();
         if !bank.calculate_and_verify_capitalization(opts.accounts_db_test_hash_calculation) {
             return Err(