diff --git a/substrate/bin/node/executor/tests/submit_transaction.rs b/substrate/bin/node/executor/tests/submit_transaction.rs
index 7678a3c6e5a9f..5cbb0103d471b 100644
--- a/substrate/bin/node/executor/tests/submit_transaction.rs
+++ b/substrate/bin/node/executor/tests/submit_transaction.rs
@@ -239,7 +239,7 @@ fn submitted_transaction_should_be_valid() {
 		let author = extrinsic.signature.clone().unwrap().0;
 		let address = Indices::lookup(author).unwrap();
 		let data = pallet_balances::AccountData { free: 5_000_000_000_000, ..Default::default() };
-		let account = frame_system::AccountInfo { data, ..Default::default() };
+		let account = frame_system::AccountInfo { providers: 1, data, ..Default::default() };
 		<frame_system::Account<Runtime>>::insert(&address, account);
 
 		// check validity
diff --git a/substrate/frame/system/src/extensions/check_nonce.rs b/substrate/frame/system/src/extensions/check_nonce.rs
index 2939fd6534c09..7504a814aef13 100644
--- a/substrate/frame/system/src/extensions/check_nonce.rs
+++ b/substrate/frame/system/src/extensions/check_nonce.rs
@@ -20,7 +20,7 @@ use codec::{Decode, Encode};
 use frame_support::dispatch::DispatchInfo;
 use scale_info::TypeInfo;
 use sp_runtime::{
-	traits::{DispatchInfoOf, Dispatchable, One, SignedExtension},
+	traits::{DispatchInfoOf, Dispatchable, One, SignedExtension, Zero},
 	transaction_validity::{
 		InvalidTransaction, TransactionLongevity, TransactionValidity, TransactionValidityError,
 		ValidTransaction,
@@ -80,6 +80,10 @@ where
 		_len: usize,
 	) -> Result<(), TransactionValidityError> {
 		let mut account = crate::Account::<T>::get(who);
+		if account.providers.is_zero() && account.sufficients.is_zero() {
+			// Nonce storage not paid for
+			return Err(InvalidTransaction::Payment.into())
+		}
 		if self.0 != account.nonce {
 			return Err(if self.0 < account.nonce {
 				InvalidTransaction::Stale
@@ -100,8 +104,11 @@ where
 		_info: &DispatchInfoOf<Self::Call>,
 		_len: usize,
 	) -> TransactionValidity {
-		// check index
 		let account = crate::Account::<T>::get(who);
+		if account.providers.is_zero() && account.sufficients.is_zero() {
+			// Nonce storage not paid for
+			return InvalidTransaction::Payment.into()
+		}
 		if self.0 < account.nonce {
 			return InvalidTransaction::Stale.into()
 		}
@@ -137,7 +144,7 @@ mod tests {
 				crate::AccountInfo {
 					nonce: 1,
 					consumers: 0,
-					providers: 0,
+					providers: 1,
 					sufficients: 0,
 					data: 0,
 				},
@@ -164,4 +171,47 @@ mod tests {
 			);
 		})
 	}
+
+	#[test]
+	fn signed_ext_check_nonce_requires_provider() {
+		new_test_ext().execute_with(|| {
+			crate::Account::<Test>::insert(
+				2,
+				crate::AccountInfo {
+					nonce: 1,
+					consumers: 0,
+					providers: 1,
+					sufficients: 0,
+					data: 0,
+				},
+			);
+			crate::Account::<Test>::insert(
+				3,
+				crate::AccountInfo {
+					nonce: 1,
+					consumers: 0,
+					providers: 0,
+					sufficients: 1,
+					data: 0,
+				},
+			);
+			let info = DispatchInfo::default();
+			let len = 0_usize;
+			// Both providers and sufficients zero
+			assert_noop!(
+				CheckNonce::<Test>(1).validate(&1, CALL, &info, len),
+				InvalidTransaction::Payment
+			);
+			assert_noop!(
+				CheckNonce::<Test>(1).pre_dispatch(&1, CALL, &info, len),
+				InvalidTransaction::Payment
+			);
+			// Non-zero providers
+			assert_ok!(CheckNonce::<Test>(1).validate(&2, CALL, &info, len));
+			assert_ok!(CheckNonce::<Test>(1).pre_dispatch(&2, CALL, &info, len));
+			// Non-zero sufficients
+			assert_ok!(CheckNonce::<Test>(1).validate(&3, CALL, &info, len));
+			assert_ok!(CheckNonce::<Test>(1).pre_dispatch(&3, CALL, &info, len));
+		})
+	}
 }