README.md

bank2ynab

A common project to consolidate all conversion efforts from various banks' export formats into YNAB's import format.

Development:

Testing:

• What? (Features)
  • Wish List
• Why?
• How?
• Installation Instructions
  • Requirements
• User Guide
• Known Bugs
• List of Supported Banks

What? (Features)

Convert your downloaded bank statements into YNAB's input format. Here's what this script does, step by step:

1. Look for and parse the bank2ynab.conf. This file contains all the rules and import formats.
2. Look for and parse every CSV file in the configured download directory.
3. If the CSV file matches any of the configured formats:
   1. Create a new CSV file in YNAB's CSV format with the correct columns and a blank Category column.
   2. Optionally delete the original CSV file.

Wish List

• add many more input formats from all the other YNAB-CSV-conversion projects.
• maybe coming later: automatically download your bank statements? (uses external services; only available in some countries)
• maybe coming later: automatically import the converted data into your YNAB app? (optional, default off)

Why?

There are currently more than 80 GitHub projects related to YNAB converter scripts. Clearly there's a need, but until now these solutions have been fragmented. The present project "bank2ynab" aims to focus the efforts on a common source that encapsulates a large number of bank formats. This will also provide a common basis for a solution using a variety of programming languages.

How? Contribute!

• If you're "just a user":
  • tell us your import format and we can create a converter - for you and for everyone else!
  • use the converter provided here and give us feedback - or participate!
• If you've already built a YNAB converter:
  • take advantage of this project to get more import formats.
  • give back to this project by sharing your existing import formats.
• Add a brainstorming item as a new issue.
• Join the chat over at https://gitter.im/bank2ynab/Lobby
• See also: the wiki, perhaps most importantly this page about import formats.

Installation Instructions

• Download this ZIP file
• Note the Requirements for additional details!
• When you're done, refer to the User Guide below.

Requirements

• Windows or Mac or Linux
• Python v2.7+ installed, v3.5+ preferred (download it from python.org)
• Support for other scripting languages may follow. Contributions are welcome!

User Guide

Using bank2ynab is easy:

1. Download some bank statements from your banking website.
   • Make sure to choose CSV format. Save with the default suggested filename so that the converter can find it.
   • It's okay if the statements contain data that you already have in YNAB. YNAB will detect and skip these.
2. Check the [DEFAULT] configuration in user_configuration.conf. You only need to do this once. Specifically:
   • Source Path = c:\users\example-username\Downloads Specify where you save your downloaded CSV files.
   • Delete Source File = True set to False if you want to keep the original CSV you downloaded.
3. Check that the configuration in bank2ynab.conf contains a [SECTION] for your banking format. You only need to do this once per bank you use. If you can't find your bank in the config, tell us your bank's format and we can add it to the project.
4. Run the bank2ynab.py conversion script to generate the YNAB-ready CSV output file. How to do this depends on your operating system:
   • Windows: Open a command prompt, navigate to the script directory, and run the command python bank2ynab.py.
     • Pro tip: Create a program shortcut! Right-click on the bank2ynab.bat file, choose Send to and then choose Desktop (create shortcut). Now you can just double-click that shortcut!
   • Linux/Mac: Open a terminal, navigate to the script directory, and run the command python3 ./bank2ynab.py.     - Important: Be sure to use python3 specifically, and not python or python2 which is probably the system default.
5. Drag-and-drop the converted CSV file onto the YNAB web app.
   • YNAB will detect this and offer you import options. If you had already switched YNAB to the corresponding account view, YNAB will understand that you want to import this file to this account.

Known Bugs

For details, please see our issue list labeled "Bug".

List of Supported Banks

Here is a list of the banks and their formats that we already support. Note that we have many more formats in the pipeline so the list continues to grow, and we are happy to receive requests. In alphabetical order (country and bank):

1. AT easybank credit card
2. AT Raiffeisen Bank checking
3. AT Raiffeisen Bank VISA card
4. BE KBC checking
5. BR Inter checking
6. CA TD Canada Trust, checking+Visa
7. CZ Ceska Sporitelna
8. CZ Raiffeisen bank
9. DE Commerzbank checking
10. DE Consorsbank checking
11. DE Deutsche Bank
12. DE Deutsche Kreditbank checking
13. DE Deutsche Kreditbank credit card
14. DE ING-DiBa
15. DE Kreissparkasse
16. DE N26
17. DE Ostseesparkasse Rostock checking
18. DE Ostseesparkasse Rostock credit card
19. DE Sparkasse Rhein-Neckar-Nord
20. DK Bankernes EDB Central
21. DK Nordea
22. DK Sparkassen Thy
23. IE AIB Ireland
24. IE Bank of Ireland
25. MV Bank of Maldives, checking
26. NL Bunq checking
27. NL ING Bank
28. NL Rabobank (2017 format)
29. NL Rabobank (2018 format)
30. NO DNB
31. SE Handelsbanken
32. SE Nordea
33. SE Swedbank
34. SG OCBC Bank
35. SG POSB savings
36. UK Barclaycard credit card
37. UK Co-operative Bank
38. UK first direct checking
39. UK Monzo checking
40. US BB&T
41. US Schwab
42. US TB Bank
43. (software) Mint
44. (software) Personal Capital

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Disclaimer: Please use at your own risk. This tool is neither officially supported by YNAB (the company) nor by YNAB (the software) in any way. Use of this tool could introduce problems into your budget that YNAB, through its official support channels, will not be able to troubleshoot or fix. See also the full MIT licence.