diff --git a/guides/alemanha/index.html b/guides/alemanha/index.html index d6d94d1..60df147 100644 --- a/guides/alemanha/index.html +++ b/guides/alemanha/index.html @@ -528,6 +528,10 @@

Conteúdo aberto e gratuito

com o código aberto para quem quiser copiá-lo. Não tem venda casada ou pegadinha.
Se o conteúdo foi de alguma forma útil para você, considere compartilhar esse site com seus amigos e familiares que moram na Alemanha.

+

+ Se você quiser compartilhar conosco qualquer conteúdo de curso pago, ebook ou qualquer outro material que você tenha adquirido, + entre em contato que tudo o que for de domínio público será disponibilizado aqui no site nos mesmos termos descritos acima. +

Considere usar nossos links de referência para se cadastrar em qualquer um dos serviços mencionados aqui (totalmente opcional):

diff --git a/guides/germany/index.html b/guides/germany/index.html index a584f8d..a170f01 100644 --- a/guides/germany/index.html +++ b/guides/germany/index.html @@ -57,13 +57,13 @@

The Complete Guide to Earning Miles in Germany 🇩🇪

- In Germany, the main and virtually exclusive loyalty program is the Miles & More of the Lufthansa Group. + In Germany, the main and practically exclusive loyalty program is the Miles & More of the Lufthansa Group.

The Miles & More, like the vast majority of loyalty programs, is free, and you can simply register on the program's website, - without ever having traveled with any of the companies that are part of the program or are partners of Miles & More. + without ever having traveled with any of its participating airlines.

The following airlines adopt the Miles & More as their loyalty program: @@ -86,9 +86,8 @@

The Complete Guide to Earning Miles in Germany 🇩🇪

Lufthansa is the main airline of the Star Alliance, the world's largest airline alliance. - This also allows you to accumulate miles when traveling with other alliance airlines and use them to redeem tickets not only with Lufthansa Group - airlines but also with other Star Alliance members, - using Miles & More for this purpose.
+ This also allows you to accumulate miles when traveling with other alliance's member airlines and use them to redeem tickets not only with Lufthansa Group + airlines but also with other Star Alliance members, using Miles & More for this purpose.
You'll earn points or miles by flying with a total of 35 different airlines.

@@ -99,7 +98,7 @@

The Complete Guide to Earning Miles in Germany 🇩🇪

href="https://www.miles-and-more.com/de/en/program/status-benefits/new-statusprogramme.html" target="_blank">program's website.

- Many other Star Alliance airlines also have their loyalty programs, and there's no point transfer between these programs. This is a crucial detail + Many other Star Alliance airlines also have their own loyalty programs, and there's no point transfer between these programs. This is a crucial detail in deciding where to accumulate your miles when booking a ticket with any Star Alliance airline.

@@ -107,7 +106,7 @@

The Complete Guide to Earning Miles in Germany 🇩🇪

to understand how everything works, you don't need to be an expert to earn and redeem miles for tickets.
Chasing the perfect and cheapest redemption is a sales pitch term; don't worry about it. In the near future, we'll explain how everything works - and provide some examples on this site. + and provide some examples on here in how to issue tickets using your Miles & More miles.
For now, the focus is on understanding the possibilities for earning miles and points.

@@ -210,7 +209,7 @@

Credit Cards

Everything described in the Payback section is independent of the payment method. However, when using credit cards, it's possible to accumulate - Payback points and Miles & More miles simultaneously, a double scoring. Additionally, this option allows for point accumulation not only in + Payback points and Miles & More miles simultaneously, a double scoring. Additionally, this option allows for points accumulation not only in Germany but anywhere in the world.

@@ -238,11 +237,11 @@

Credit Cards

- AmEx MR (Turbo)1 converted to Payback points2 + AmEx MR with Turbo1 converted to Payback points2 750 - AmEx Payback (Turbo) 3 + AmEx Payback with Turbo3 666 @@ -278,7 +277,7 @@

Credit Cards

Miles & More.
  • - Currently, it is no longer possible to activate the Turbo feature for AmEx Payback cards. Cards that already have the feature + Currently, it is no longer possible to activate the Turbo feature for new AmEx Payback cards. Cards that already have the feature can still use it, but it is uncertain whether the feature renewal will be possible.
  • @@ -287,14 +286,14 @@

    Credit Cards

  • When using AmEx Payback and Visa Payback cards at a partner store, you receive base points + multipliers + the card's accumulation rate.
    - With the Turbo function, the card's accumulation rate is doubled. + With the Turbo function, the card's accumulation rate is doubled.
    AmEx Payback card: Accumulation rate of 1 Payback point per €3 spent.
    - Visa Payback card: Accumulation rate of 1 Payback point per €5 spent.
    + Visa Payback card: Accumulation rate of 1 Payback point per €5 spent.
  • - As shown in the table, American Express cards offer the highest points accumulation, + As shown in the table, American Express cards offers the highest points accumulation ratio, despite their limited acceptance in Germany. Although AmEx owns Payback, acceptance in physical stores is still restricted. However, for online use, acceptance is generally equivalent to Visa and Mastercard.

    @@ -302,17 +301,17 @@

    Credit Cards

    Important: AmEx Membership Rewards points can be transferred to various loyalty programs, not limited to Miles & More and Star Alliance airlines.
    Additionally, depending on the chosen AmEx card, various other benefits are offered, - such as hotel network status, access to airport VIP lounges, restaurant and car rental bonuses, among others, - not offered by other Visa/Mastercard cards. + such as hotel network status, access to airport lounges, restaurant and car rental bonuses, among others, + not offered by other Visa/Mastercard cards in Germany.

    - If you opt for an AmEx card, it is mandatory to have a Visa or Mastercard for use where AmEx is not accepted.
    + If you opt for an AmEx card, it is mandatory to have a Visa or Mastercard backup card to use where AmEx is not accepted.

    - Recommendation: Considering only mileage accumulation, the most basic suggestion - for your card portfolio is as follows (in order of priority): + Recommendation: Considering ONLY miles accumulation, the most basic suggestion + for your cards wallet is as follows (in order of priority):

    American Express Card  @@ -330,31 +329,37 @@

    Credit Cards

    - Other important points about credit cards that have not been considered here: + Other important credit carde's perks that HAVE NOT been considered in the list above:

    +

    + If all of these perks or a combination of some of them are important to you, it's worth considering the Amex Platinum card.
    + A less feature rich option is the Lufthansa Gold card, which offers some of these benefits, but far from the Platinum offers. +

    Important Tip for AmEx Cards: For online use in stores that do not accept AmEx, you can add the card to PayPal as the default - payment - method and use PayPal to make online purchases. + payment method and use PayPal to make online purchases.
    @@ -370,7 +375,7 @@

    Miles & More Shopping Offers

    Miles & More offers various options for accumulating miles, in addition to flying with partner airlines.
    One of the most interesting options is the - Miles & MoreOffers, which allows you to earn miles on online purchases from various partner stores. + Miles & More Offers, which allows you to earn miles on online shopping from various partner stores.

    Various temporary promotions are also offered for earning miles on online purchases, car rentals, fueling, hotel reservations, etc.
    @@ -388,9 +393,9 @@

    Paying bills using Revolut

    - Those residing in Germany know that paying bills with a credit card is very challenging, almost impossible, in fact.
    - Most bills are settled through bank transfers or direct debits on your account.
    - However, Revolut offers an alternative to this issue. + If you live in Germany, you know that paying bills with a credit card is very challenging, almost impossible, in fact.
    + Most bills are paid by bank transfers or direct debits to your account.
    + However, Revolut offers an interest alternative to this.

    Revolut is a free digital bank similar to N26.
    @@ -399,9 +404,12 @@

    Paying bills using Revolut

    Revolut is an excellent choice for frequent travelers to locations with different currencies, as it allows currency conversion with very favorable rates, better than Wise.

    +

    + The whole strategy is simply to deposit on Revolut the amount you need to pay your bills with your credit card. +

    - Here are some examples to illustrate the use of Revolut for credit card bill payments: + Here are some examples to illustrate how to use Revolut to pay your bills using a credit card while accumulating miles:

    1. Payment of bills with Revolut via bank transfer:
      @@ -422,7 +430,7 @@

      Paying bills using Revolut

      Deposit 2000€ at once into your Revolut account using the credit card.
    1. - In transfers, create scheduled transfers for all fixed (with fixed amounts) bills of the month, and set them to + In transfers, create scheduled transfers for all recurring bills (with fixed amounts) of the month, and set them to repeat automatically every month. When the execution day arrives, the account balance will be used.
    @@ -436,7 +444,7 @@

    Paying bills using Revolut

    Important: @@ -467,7 +475,7 @@

    Paying bills using Revolut

    Alternatives?
    - There are some other apps that supposedly also work for bank transfers by making payments with a credit card, including: PaySend, Remitly, and Wise, which is a larger and recognized platform.
    @@ -511,12 +519,11 @@

    Wunschgutschein - Gift Cards

    Is that all?

    - No, there are other ways to accumulate miles in other loyalty programs outside of Germany, but the options described - here are the most relevant and offer the best benefits for earning miles in Miles & More and Payback points - with your everyday expenses. + No, there are other ways to earn miles in other loyalty programmes outside of Germany, but the options described here + are the most relevant and offer the best benefits for earning Miles & More miles and Payback points on your everyday spending.

    - If you know of other ways to accumulate miles in Germany, please contact us using the links in the footer. + If you know of any other ways to earn miles in Germany, please contact us using the links in the footer.

    @@ -525,10 +532,10 @@

    Is that all?

    Free and Open Content

    - We believe that knowledge should be open, shared, and accessible to everyone.
    - That's why we provide all the content on the site for free, without any restrictions, - with open-source code for anyone who wants to copy it.
    - If the content has been in any way helpful to you, consider sharing this site with your friends and family living in Germany. + We believe that knowledge should be open, shared, and available to everyone.
    + That's why we provide all the content on this site for free, with no restrictions, + and with open-source code for anyone who wants to copy it.
    + If the content has helped you in any way, consider sharing this site with your friends and family living in Germany.

    Consider using our referral links to sign up for any of the services mentioned here (completely optional):