diff --git a/front-end/cypress/e2e/F24/reports-f24-independent-expenditures.cy.ts b/front-end/cypress/e2e/F24/reports-f24-independent-expenditures.cy.ts
index 21949dac41..68e75d4bd6 100644
--- a/front-end/cypress/e2e/F24/reports-f24-independent-expenditures.cy.ts
+++ b/front-end/cypress/e2e/F24/reports-f24-independent-expenditures.cy.ts
@@ -7,7 +7,7 @@ import {
   DisbursementFormData,
 } from '../models/TransactionFormModel';
 import { F3XSetup } from '../F3X/f3x-setup';
-import { StartTransaction } from '../F3X/start-transaction/start-transaction';
+import { StartTransaction } from '../F3X/utils/start-transaction/start-transaction';
 import { faker } from '@faker-js/faker';
 import { F24Setup } from './f24-setup';
 import { ReportListPage } from '../pages/reportListPage';
diff --git a/front-end/cypress/e2e/F3X/disbursements.cy.ts b/front-end/cypress/e2e/F3X/disbursements.cy.ts
index 9fecb9cd13..0a39fe4faf 100644
--- a/front-end/cypress/e2e/F3X/disbursements.cy.ts
+++ b/front-end/cypress/e2e/F3X/disbursements.cy.ts
@@ -12,7 +12,7 @@ import {
   formTransactionDataForSchedule,
 } from '../models/TransactionFormModel';
 import { F3XSetup } from './f3x-setup';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 import { faker } from '@faker-js/faker';
 import { ReportListPage } from '../pages/reportListPage';
 import { F24Setup } from '../F24/f24-setup';
diff --git a/front-end/cypress/e2e/F3X/reattributions.cy.ts b/front-end/cypress/e2e/F3X/reattributions.cy.ts
index dd95bba6b7..ad06197d6a 100644
--- a/front-end/cypress/e2e/F3X/reattributions.cy.ts
+++ b/front-end/cypress/e2e/F3X/reattributions.cy.ts
@@ -9,10 +9,10 @@ import {
   createContact,
   defaultFormData as individualContactFormData,
 } from '../models/ContactFormModel';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 import { F3XSetup, reportFormDataApril, reportFormDataJuly } from './f3x-setup';
 import { ScheduleFormData } from '../models/TransactionFormModel';
-import { Individual } from './start-transaction/receipts';
+import { Individual } from './utils/start-transaction/receipts';
 import { faker } from '@faker-js/faker';
 
 const APRIL_15 = 'APRIL 15';
diff --git a/front-end/cypress/e2e/F3X/receipts.cy.ts b/front-end/cypress/e2e/F3X/receipts.cy.ts
index 5e86c3a9bf..a196606a7d 100644
--- a/front-end/cypress/e2e/F3X/receipts.cy.ts
+++ b/front-end/cypress/e2e/F3X/receipts.cy.ts
@@ -6,7 +6,7 @@ import { TransactionDetailPage } from '../pages/transactionDetailPage';
 import { defaultFormData as defaultContactFormData } from '../models/ContactFormModel';
 import { defaultScheduleFormData, formTransactionDataForSchedule } from '../models/TransactionFormModel';
 import { F3XSetup } from './f3x-setup';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 
 const scheduleData = {
   ...defaultScheduleFormData,
diff --git a/front-end/cypress/e2e/F3X/redesignations.cy.ts b/front-end/cypress/e2e/F3X/redesignations.cy.ts
index 281a1b0bbf..4e47eb86ce 100644
--- a/front-end/cypress/e2e/F3X/redesignations.cy.ts
+++ b/front-end/cypress/e2e/F3X/redesignations.cy.ts
@@ -3,13 +3,13 @@ import { PageUtils } from '../pages/pageUtils';
 import { ReportListPage } from '../pages/reportListPage';
 import { TransactionDetailPage } from '../pages/transactionDetailPage';
 import { candidateFormData, committeeFormData } from '../models/ContactFormModel';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 import { F3XSetup, reportFormDataApril, reportFormDataJuly } from './f3x-setup';
 import {
   ContributionFormData,
   defaultScheduleFormData as defaultTransactionFormData,
 } from '../models/TransactionFormModel';
-import { Contributions } from './start-transaction/disbursements';
+import { Contributions } from './utils/start-transaction/disbursements';
 
 const APRIL_15 = 'APRIL 15';
 
diff --git a/front-end/cypress/e2e/F3X/reports-f3x-debts.cy.ts b/front-end/cypress/e2e/F3X/reports-f3x-debts.cy.ts
index ba8ee14f6b..75af96b559 100644
--- a/front-end/cypress/e2e/F3X/reports-f3x-debts.cy.ts
+++ b/front-end/cypress/e2e/F3X/reports-f3x-debts.cy.ts
@@ -4,7 +4,7 @@ import { TransactionDetailPage } from '../pages/transactionDetailPage';
 import { defaultDebtFormData as debtFormData } from '../models/TransactionFormModel';
 import { committeeFormData } from '../models/ContactFormModel';
 import { F3XSetup } from './f3x-setup';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 
 describe('Debts', () => {
   beforeEach(() => {
diff --git a/front-end/cypress/e2e/F3X/reports-f3x-loans-bank.cy.ts b/front-end/cypress/e2e/F3X/reports-f3x-loans-bank.cy.ts
index c68165516e..e2df6726d6 100644
--- a/front-end/cypress/e2e/F3X/reports-f3x-loans-bank.cy.ts
+++ b/front-end/cypress/e2e/F3X/reports-f3x-loans-bank.cy.ts
@@ -4,7 +4,7 @@ import { Initialize } from '../pages/loginPage';
 import { currentYear, PageUtils } from '../pages/pageUtils';
 import { ReportListPage } from '../pages/reportListPage';
 import { TransactionDetailPage } from '../pages/transactionDetailPage';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 import { F3XSetup, reportFormDataApril, reportFormDataJuly, Setup } from './f3x-setup';
 
 const formData = {
diff --git a/front-end/cypress/e2e/F3X/reports-f3x-loans-committee.cy.ts b/front-end/cypress/e2e/F3X/reports-f3x-loans-committee.cy.ts
index b07530e476..9f79dbeefa 100644
--- a/front-end/cypress/e2e/F3X/reports-f3x-loans-committee.cy.ts
+++ b/front-end/cypress/e2e/F3X/reports-f3x-loans-committee.cy.ts
@@ -4,7 +4,7 @@ import { TransactionDetailPage } from '../pages/transactionDetailPage';
 import { defaultLoanFormData } from '../models/TransactionFormModel';
 import { committeeFormData, defaultFormData as individualContactFormData } from '../models/ContactFormModel';
 import { F3XSetup } from './f3x-setup';
-import { StartTransaction } from './start-transaction/start-transaction';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
 
 const formData = {
   ...defaultLoanFormData,
diff --git a/front-end/cypress/e2e/F3X/review-report.cy.ts b/front-end/cypress/e2e/F3X/review-report.cy.ts
new file mode 100644
index 0000000000..2f3155f492
--- /dev/null
+++ b/front-end/cypress/e2e/F3X/review-report.cy.ts
@@ -0,0 +1,76 @@
+import { defaultFormData as defaultContactFormData } from '../models/ContactFormModel';
+import { defaultScheduleFormData } from '../models/TransactionFormModel';
+import { ContactListPage } from '../pages/contactListPage';
+import { Initialize } from '../pages/loginPage';
+import { PageUtils, currentYear } from '../pages/pageUtils';
+import { TransactionDetailPage } from '../pages/transactionDetailPage';
+import { F3XSetup } from './f3x-setup';
+import { ReviewReport } from './utils/review-report';
+import { StartTransaction } from './utils/start-transaction/start-transaction';
+
+const scheduleData = {
+  ...defaultScheduleFormData,
+  ...{
+    electionYear: undefined,
+    electionType: undefined,
+    date_received: new Date(currentYear, 4 - 1, 27),
+  },
+};
+
+describe('Receipt Transactions', () => {
+  beforeEach(() => {
+    Initialize();
+  });
+
+  it('should calculate summary values on first visit', () => {
+    // Create report and check summary calc runs
+    F3XSetup();
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('exist');
+
+    // Leave summary and come back to verify calc does NOT run
+    PageUtils.clickSidebarItem('ENTER A TRANSACTION');
+    PageUtils.clickSidebarItem('Manage your transactions');
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('not.exist');
+  });
+
+  it('should recalculate after transaction created or updated', () => {
+    // Create report and check summary calc runs
+    F3XSetup({ individual: true });
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('exist');
+
+    // Create transaction
+    StartTransaction.Receipts().Individual().IndividualReceipt();
+    cy.get('[id="searchBox"]').type(defaultContactFormData['last_name'].slice(0, 1));
+    cy.contains(defaultContactFormData['last_name']).should('exist');
+    cy.contains(defaultContactFormData['last_name']).click({ force: true });
+    TransactionDetailPage.enterScheduleFormData(scheduleData);
+    PageUtils.clickButton('Save');
+
+    // Go to summary and verify summary calc runs
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('exist');
+
+    // Verify summary calc doesn't run again
+    PageUtils.clickSidebarItem('ENTER A TRANSACTION');
+    PageUtils.clickSidebarItem('Manage your transactions');
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('not.exist');
+
+    // Update transaction
+    PageUtils.clickSidebarItem('ENTER A TRANSACTION');
+    PageUtils.clickSidebarItem('Manage your transactions');
+    cy.get('tr').should('contain', 'Individual Receipt');
+    PageUtils.clickLink('Individual Receipt');
+    const alias = PageUtils.getAlias('');
+    cy.get(alias).find('#amount').clear().safeType(123.45);
+    PageUtils.clickButton('Save');
+    cy.get('tr').should('contain', '$123.45');
+
+    // Return to summary page and verify summary calc runs
+    ReviewReport.Summary();
+    cy.get('img.fec-loader-image').should('exist');
+  });
+});
diff --git a/front-end/cypress/e2e/F3X/utils/review-report.ts b/front-end/cypress/e2e/F3X/utils/review-report.ts
new file mode 100644
index 0000000000..c9c34ec2aa
--- /dev/null
+++ b/front-end/cypress/e2e/F3X/utils/review-report.ts
@@ -0,0 +1,23 @@
+import { PageUtils } from '../../pages/pageUtils';
+
+export class ReviewReport {
+  static Summary() {
+    PageUtils.clickSidebarItem('REVIEW A REPORT');
+    PageUtils.clickSidebarItem('View summary page');
+  }
+
+  static DSP() {
+    PageUtils.clickSidebarItem('REVIEW A REPORT');
+    PageUtils.clickSidebarItem('View detailed summary page');
+  }
+
+  static PrintPreview() {
+    PageUtils.clickSidebarItem('REVIEW A REPORT');
+    PageUtils.clickSidebarItem('View print preview');
+  }
+
+  static AddReportLevelMemo() {
+    PageUtils.clickSidebarItem('REVIEW A REPORT');
+    PageUtils.clickSidebarItem('Add a report level memo');
+  }
+}
diff --git a/front-end/cypress/e2e/F3X/start-transaction/debts.ts b/front-end/cypress/e2e/F3X/utils/start-transaction/debts.ts
similarity index 77%
rename from front-end/cypress/e2e/F3X/start-transaction/debts.ts
rename to front-end/cypress/e2e/F3X/utils/start-transaction/debts.ts
index 305e581614..d84b09741b 100644
--- a/front-end/cypress/e2e/F3X/start-transaction/debts.ts
+++ b/front-end/cypress/e2e/F3X/utils/start-transaction/debts.ts
@@ -1,4 +1,4 @@
-import { PageUtils } from '../../pages/pageUtils';
+import { PageUtils } from '../../../pages/pageUtils';
 
 export class Debts {
   static ByCommittee() {
diff --git a/front-end/cypress/e2e/F3X/start-transaction/disbursements.ts b/front-end/cypress/e2e/F3X/utils/start-transaction/disbursements.ts
similarity index 96%
rename from front-end/cypress/e2e/F3X/start-transaction/disbursements.ts
rename to front-end/cypress/e2e/F3X/utils/start-transaction/disbursements.ts
index 7bd7bc1dfb..a07435594b 100644
--- a/front-end/cypress/e2e/F3X/start-transaction/disbursements.ts
+++ b/front-end/cypress/e2e/F3X/utils/start-transaction/disbursements.ts
@@ -1,4 +1,4 @@
-import { PageUtils } from '../../pages/pageUtils';
+import { PageUtils } from '../../../pages/pageUtils';
 
 export class Disbursements {
   static Contributions() {
diff --git a/front-end/cypress/e2e/F3X/start-transaction/loans.ts b/front-end/cypress/e2e/F3X/utils/start-transaction/loans.ts
similarity index 76%
rename from front-end/cypress/e2e/F3X/start-transaction/loans.ts
rename to front-end/cypress/e2e/F3X/utils/start-transaction/loans.ts
index 70281cc8eb..62f0376fc9 100644
--- a/front-end/cypress/e2e/F3X/start-transaction/loans.ts
+++ b/front-end/cypress/e2e/F3X/utils/start-transaction/loans.ts
@@ -1,4 +1,4 @@
-import { PageUtils } from '../../pages/pageUtils';
+import { PageUtils } from '../../../pages/pageUtils';
 
 export class Loans {
   static FromBank() {
diff --git a/front-end/cypress/e2e/F3X/start-transaction/receipts.ts b/front-end/cypress/e2e/F3X/utils/start-transaction/receipts.ts
similarity index 96%
rename from front-end/cypress/e2e/F3X/start-transaction/receipts.ts
rename to front-end/cypress/e2e/F3X/utils/start-transaction/receipts.ts
index 6f5c26297b..523aa2c066 100644
--- a/front-end/cypress/e2e/F3X/start-transaction/receipts.ts
+++ b/front-end/cypress/e2e/F3X/utils/start-transaction/receipts.ts
@@ -1,4 +1,4 @@
-import { PageUtils } from '../../pages/pageUtils';
+import { PageUtils } from '../../../pages/pageUtils';
 
 export class Receipts {
   static Individual() {
diff --git a/front-end/cypress/e2e/F3X/start-transaction/start-transaction.ts b/front-end/cypress/e2e/F3X/utils/start-transaction/start-transaction.ts
similarity index 94%
rename from front-end/cypress/e2e/F3X/start-transaction/start-transaction.ts
rename to front-end/cypress/e2e/F3X/utils/start-transaction/start-transaction.ts
index 72d1d4e7e5..4342d14e52 100644
--- a/front-end/cypress/e2e/F3X/start-transaction/start-transaction.ts
+++ b/front-end/cypress/e2e/F3X/utils/start-transaction/start-transaction.ts
@@ -1,4 +1,4 @@
-import { PageUtils } from '../../pages/pageUtils';
+import { PageUtils } from '../../../pages/pageUtils';
 import { Receipts } from './receipts';
 import { Disbursements, Independent } from './disbursements';
 import { Loans } from './loans';