diff --git a/x/bank/keeper.go b/x/bank/keeper.go
index 67c05d32068f..3a33870e1457 100644
--- a/x/bank/keeper.go
+++ b/x/bank/keeper.go
@@ -15,41 +15,40 @@ const (
 	costAddCoins      sdk.Gas = 10
 )
 
+//-----------------------------------------------------------------------------
+// Keeper
+
+var _ Keeper = (*BaseKeeper)(nil)
+
 // Keeper defines a module interface that facilitates the transfer of coins
 // between accounts.
 type Keeper interface {
 	SendKeeper
+
 	SetCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) sdk.Error
 	SubtractCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) (sdk.Coins, sdk.Tags, sdk.Error)
 	AddCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) (sdk.Coins, sdk.Tags, sdk.Error)
 }
 
-var _ Keeper = (*BaseKeeper)(nil)
-
 // BaseKeeper manages transfers between accounts. It implements the Keeper
 // interface.
 type BaseKeeper struct {
-	am auth.AccountKeeper
-}
+	BaseSendKeeper
 
-// NewBaseKeeper returns a new BaseKeeper
-func NewBaseKeeper(am auth.AccountKeeper) BaseKeeper {
-	return BaseKeeper{am: am}
+	ak auth.AccountKeeper
 }
 
-// GetCoins returns the coins at the addr.
-func (keeper BaseKeeper) GetCoins(ctx sdk.Context, addr sdk.AccAddress) sdk.Coins {
-	return getCoins(ctx, keeper.am, addr)
+// NewBaseKeeper returns a new BaseKeeper
+func NewBaseKeeper(ak auth.AccountKeeper) BaseKeeper {
+	return BaseKeeper{
+		BaseSendKeeper: NewBaseSendKeeper(ak),
+		ak:             ak,
+	}
 }
 
 // SetCoins sets the coins at the addr.
 func (keeper BaseKeeper) SetCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) sdk.Error {
-	return setCoins(ctx, keeper.am, addr, amt)
-}
-
-// HasCoins returns whether or not an account has at least amt coins.
-func (keeper BaseKeeper) HasCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) bool {
-	return hasCoins(ctx, keeper.am, addr, amt)
+	return setCoins(ctx, keeper.ak, addr, amt)
 }
 
 // SubtractCoins subtracts amt from the coins at the addr.
@@ -57,7 +56,7 @@ func (keeper BaseKeeper) SubtractCoins(
 	ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins,
 ) (sdk.Coins, sdk.Tags, sdk.Error) {
 
-	return subtractCoins(ctx, keeper.am, addr, amt)
+	return subtractCoins(ctx, keeper.ak, addr, amt)
 }
 
 // AddCoins adds amt to the coins at the addr.
@@ -65,28 +64,17 @@ func (keeper BaseKeeper) AddCoins(
 	ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins,
 ) (sdk.Coins, sdk.Tags, sdk.Error) {
 
-	return addCoins(ctx, keeper.am, addr, amt)
+	return addCoins(ctx, keeper.ak, addr, amt)
 }
 
-// SendCoins moves coins from one account to another
-func (keeper BaseKeeper) SendCoins(
-	ctx sdk.Context, fromAddr sdk.AccAddress, toAddr sdk.AccAddress, amt sdk.Coins,
-) (sdk.Tags, sdk.Error) {
-
-	return sendCoins(ctx, keeper.am, fromAddr, toAddr, amt)
-}
-
-// InputOutputCoins handles a list of inputs and outputs
-func (keeper BaseKeeper) InputOutputCoins(ctx sdk.Context, inputs []Input, outputs []Output) (sdk.Tags, sdk.Error) {
-	return inputOutputCoins(ctx, keeper.am, inputs, outputs)
-}
-
-//______________________________________________________________________________________________
+//-----------------------------------------------------------------------------
+// Send Keeper
 
 // SendKeeper defines a module interface that facilitates the transfer of coins
 // between accounts without the possibility of creating coins.
 type SendKeeper interface {
 	ViewKeeper
+
 	SendCoins(ctx sdk.Context, fromAddr sdk.AccAddress, toAddr sdk.AccAddress, amt sdk.Coins) (sdk.Tags, sdk.Error)
 	InputOutputCoins(ctx sdk.Context, inputs []Input, outputs []Output) (sdk.Tags, sdk.Error)
 }
@@ -96,22 +84,17 @@ var _ SendKeeper = (*BaseSendKeeper)(nil)
 // SendKeeper only allows transfers between accounts without the possibility of
 // creating coins. It implements the SendKeeper interface.
 type BaseSendKeeper struct {
-	am auth.AccountKeeper
-}
-
-// NewBaseSendKeeper returns a new BaseSendKeeper.
-func NewBaseSendKeeper(am auth.AccountKeeper) BaseSendKeeper {
-	return BaseSendKeeper{am: am}
-}
+	BaseViewKeeper
 
-// GetCoins returns the coins at the addr.
-func (keeper BaseSendKeeper) GetCoins(ctx sdk.Context, addr sdk.AccAddress) sdk.Coins {
-	return getCoins(ctx, keeper.am, addr)
+	ak auth.AccountKeeper
 }
 
-// HasCoins returns whether or not an account has at least amt coins.
-func (keeper BaseSendKeeper) HasCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) bool {
-	return hasCoins(ctx, keeper.am, addr, amt)
+// NewBaseSendKeeper returns a new BaseSendKeeper.
+func NewBaseSendKeeper(ak auth.AccountKeeper) BaseSendKeeper {
+	return BaseSendKeeper{
+		BaseViewKeeper: NewBaseViewKeeper(ak),
+		ak:             ak,
+	}
 }
 
 // SendCoins moves coins from one account to another
@@ -119,7 +102,7 @@ func (keeper BaseSendKeeper) SendCoins(
 	ctx sdk.Context, fromAddr sdk.AccAddress, toAddr sdk.AccAddress, amt sdk.Coins,
 ) (sdk.Tags, sdk.Error) {
 
-	return sendCoins(ctx, keeper.am, fromAddr, toAddr, amt)
+	return sendCoins(ctx, keeper.ak, fromAddr, toAddr, amt)
 }
 
 // InputOutputCoins handles a list of inputs and outputs
@@ -127,10 +110,13 @@ func (keeper BaseSendKeeper) InputOutputCoins(
 	ctx sdk.Context, inputs []Input, outputs []Output,
 ) (sdk.Tags, sdk.Error) {
 
-	return inputOutputCoins(ctx, keeper.am, inputs, outputs)
+	return inputOutputCoins(ctx, keeper.ak, inputs, outputs)
 }
 
-//______________________________________________________________________________________________
+//-----------------------------------------------------------------------------
+// View Keeper
+
+var _ ViewKeeper = (*BaseViewKeeper)(nil)
 
 // ViewKeeper defines a module interface that facilitates read only access to
 // account balances.
@@ -139,29 +125,29 @@ type ViewKeeper interface {
 	HasCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) bool
 }
 
-var _ ViewKeeper = (*BaseViewKeeper)(nil)
-
 // BaseViewKeeper implements a read only keeper implementation of ViewKeeper.
 type BaseViewKeeper struct {
-	am auth.AccountKeeper
+	ak auth.AccountKeeper
 }
 
 // NewBaseViewKeeper returns a new BaseViewKeeper.
-func NewBaseViewKeeper(am auth.AccountKeeper) BaseViewKeeper {
-	return BaseViewKeeper{am: am}
+func NewBaseViewKeeper(ak auth.AccountKeeper) BaseViewKeeper {
+	return BaseViewKeeper{
+		ak: ak,
+	}
 }
 
 // GetCoins returns the coins at the addr.
 func (keeper BaseViewKeeper) GetCoins(ctx sdk.Context, addr sdk.AccAddress) sdk.Coins {
-	return getCoins(ctx, keeper.am, addr)
+	return getCoins(ctx, keeper.ak, addr)
 }
 
 // HasCoins returns whether or not an account has at least amt coins.
 func (keeper BaseViewKeeper) HasCoins(ctx sdk.Context, addr sdk.AccAddress, amt sdk.Coins) bool {
-	return hasCoins(ctx, keeper.am, addr, amt)
+	return hasCoins(ctx, keeper.ak, addr, amt)
 }
 
-//______________________________________________________________________________________________
+//-----------------------------------------------------------------------------
 
 func getCoins(ctx sdk.Context, am auth.AccountKeeper, addr sdk.AccAddress) sdk.Coins {
 	ctx.GasMeter().ConsumeGas(costGetCoins, "getCoins")