diff --git a/components/brave_ads/browser/ads_service_impl.cc b/components/brave_ads/browser/ads_service_impl.cc
index 40a2af332aec..1a509a828e50 100644
--- a/components/brave_ads/browser/ads_service_impl.cc
+++ b/components/brave_ads/browser/ads_service_impl.cc
@@ -658,7 +658,7 @@ bool AdsServiceImpl::StartService() {
   bat_ads_service_.set_connection_error_handler(
       base::Bind(&AdsServiceImpl::MaybeStart, AsWeakPtr(), true));
 
-  UpdateIsProductionFlag();
+  SetEnvironment();
   UpdateIsDebugFlag();
   UpdateIsTestingFlag();
 
@@ -748,31 +748,32 @@ void AdsServiceImpl::OnEnsureBaseDirectoryExists(
   MaybeShowMyFirstAdNotification();
 }
 
-void AdsServiceImpl::UpdateIsProductionFlag() {
-  auto is_production = IsProduction();
-  bat_ads_service_->SetProduction(is_production, base::NullCallback());
-}
-
-bool AdsServiceImpl::IsProduction() const {
-#if defined(OS_ANDROID)
+void AdsServiceImpl::SetEnvironment() {
+  ads::Environment environment;
 
 #if defined(OFFICIAL_BUILD)
-  return !GetBooleanPref(brave_rewards::prefs::kUseRewardsStagingServer);
+  environment = ads::Environment::PRODUCTION;
 #else
-  return false;
+  environment = ads::Environment::STAGING;
 #endif
 
+#if defined(OS_ANDROID)
+  if (GetBooleanPref(brave_rewards::prefs::kUseRewardsStagingServer)) {
+    environment = ads::Environment::STAGING;
+  }
 #else
-
   const auto& command_line = *base::CommandLine::ForCurrentProcess();
 
-#if defined(OFFICIAL_BUILD)
-  return !command_line.HasSwitch(switches::kStaging);
-#else
-  return command_line.HasSwitch(switches::kProduction);
+  if (command_line.HasSwitch(switches::kProduction)) {
+    environment = ads::Environment::PRODUCTION;
+  } else if (command_line.HasSwitch(switches::kStaging)) {
+    environment = ads::Environment::STAGING;
+  } else if (command_line.HasSwitch(switches::kDevelopment)) {
+    environment = ads::Environment::DEVELOPMENT;
+  }
 #endif
 
-#endif
+  bat_ads_service_->SetEnvironment(environment, base::NullCallback());
 }
 
 void AdsServiceImpl::UpdateIsDebugFlag() {
diff --git a/components/brave_ads/browser/ads_service_impl.h b/components/brave_ads/browser/ads_service_impl.h
index 8a142aabe775..c4b4d5556d40 100644
--- a/components/brave_ads/browser/ads_service_impl.h
+++ b/components/brave_ads/browser/ads_service_impl.h
@@ -160,8 +160,8 @@ class AdsServiceImpl : public AdsService,
   void OnEnsureBaseDirectoryExists(
       const bool success);
 
-  void UpdateIsProductionFlag();
-  bool IsProduction() const;
+  void SetEnvironment();
+
   void UpdateIsDebugFlag();
   bool IsDebug() const;
   void UpdateIsTestingFlag();
diff --git a/components/brave_ads/common/switches.cc b/components/brave_ads/common/switches.cc
index b27e1f59fcfe..4c66f1d02d82 100644
--- a/components/brave_ads/common/switches.cc
+++ b/components/brave_ads/common/switches.cc
@@ -6,10 +6,15 @@
 #include "brave/components/brave_ads/common/switches.h"
 
 namespace brave_ads {
+
 namespace switches {
-const char kStaging[] = "brave-ads-staging";
+
 const char kProduction[] = "brave-ads-production";
+const char kStaging[] = "brave-ads-staging";
+const char kDevelopment[] = "brave-ads-development";
 const char kDebug[] = "brave-ads-debug";
 const char kTesting[] = "brave-ads-testing";
+
 }  // namespace switches
+
 }  // namespace brave_ads
diff --git a/components/brave_ads/common/switches.h b/components/brave_ads/common/switches.h
index e7417151c422..837607bce246 100644
--- a/components/brave_ads/common/switches.h
+++ b/components/brave_ads/common/switches.h
@@ -10,8 +10,9 @@ namespace brave_ads {
 
 namespace switches {
 
-extern const char kStaging[];
 extern const char kProduction[];
+extern const char kStaging[];
+extern const char kDevelopment[];
 extern const char kDebug[];
 extern const char kTesting[];
 
diff --git a/components/brave_rewards/browser/rewards_service_browsertest.cc b/components/brave_rewards/browser/rewards_service_browsertest.cc
index 13cd2729c363..a770d46f6125 100644
--- a/components/brave_rewards/browser/rewards_service_browsertest.cc
+++ b/components/brave_rewards/browser/rewards_service_browsertest.cc
@@ -451,9 +451,9 @@ class BraveRewardsBrowserTest :
           base::Unretained(this)));
   }
 
-  void GetProduction() {
-    rewards_service()->GetProduction(
-        base::Bind(&BraveRewardsBrowserTest::OnGetProduction,
+  void GetEnvironment() {
+    rewards_service()->GetEnvironment(
+        base::Bind(&BraveRewardsBrowserTest::OnGetEnvironment,
           base::Unretained(this)));
   }
 
@@ -1232,7 +1232,7 @@ class BraveRewardsBrowserTest :
 
   const std::vector<double> tip_amounts_ = {1.0, 5.0, 10.0};
 
-  MOCK_METHOD1(OnGetProduction, void(bool));
+  MOCK_METHOD1(OnGetEnvironment, void(ledger::Environment));
   MOCK_METHOD1(OnGetDebug, void(bool));
   MOCK_METHOD1(OnGetReconcileTime, void(int32_t));
   MOCK_METHOD1(OnGetShortRetries, void(bool));
@@ -1430,39 +1430,40 @@ IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, ActivateSettingsModal) {
 
 IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsSingleArg) {
   testing::InSequence s;
-  // SetProduction(true)
-  EXPECT_CALL(*this, OnGetProduction(true));
+  // SetEnvironment(ledger::Environment::PRODUCTION)
+  EXPECT_CALL(*this, OnGetEnvironment(ledger::Environment::PRODUCTION));
   // Staging - true and 1
-  EXPECT_CALL(*this, OnGetProduction(false)).Times(2);
+  EXPECT_CALL(*this, OnGetEnvironment(ledger::Environment::STAGING)).Times(2);
   // Staging - false and random
-  EXPECT_CALL(*this, OnGetProduction(true)).Times(2);
+  EXPECT_CALL(*this, OnGetEnvironment(
+      ledger::Environment::PRODUCTION)).Times(2);
 
-  rewards_service()->SetProduction(true);
-  GetProduction();
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  GetEnvironment();
   RunUntilIdle();
 
   // Staging - true
-  rewards_service()->SetProduction(true);
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
   rewards_service()->HandleFlags("staging=true");
-  GetProduction();
+  GetEnvironment();
   RunUntilIdle();
 
   // Staging - 1
-  rewards_service()->SetProduction(true);
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
   rewards_service()->HandleFlags("staging=1");
-  GetProduction();
+  GetEnvironment();
   RunUntilIdle();
 
   // Staging - false
-  rewards_service()->SetProduction(false);
+  rewards_service()->SetEnvironment(ledger::Environment::STAGING);
   rewards_service()->HandleFlags("staging=false");
-  GetProduction();
+  GetEnvironment();
   RunUntilIdle();
 
   // Staging - random
-  rewards_service()->SetProduction(false);
+  rewards_service()->SetEnvironment(ledger::Environment::STAGING);
   rewards_service()->HandleFlags("staging=werwe");
-  GetProduction();
+  GetEnvironment();
   RunUntilIdle();
 
   // SetDebug(true)
@@ -1500,6 +1501,45 @@ IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsSingleArg) {
   GetDebug();
   RunUntilIdle();
 
+  // SetEnvironment(ledger::Environment::PRODUCTION)
+  EXPECT_CALL(*this, OnGetEnvironment(ledger::Environment::PRODUCTION));
+  // Development - true and 1
+  EXPECT_CALL(
+      *this,
+      OnGetEnvironment(ledger::Environment::DEVELOPMENT)).Times(2);
+  // Development - false and random
+  EXPECT_CALL(
+      *this,
+      OnGetEnvironment(ledger::Environment::PRODUCTION)).Times(2);
+
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  GetEnvironment();
+  RunUntilIdle();
+
+  // Development - true
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  rewards_service()->HandleFlags("development=true");
+  GetEnvironment();
+  RunUntilIdle();
+
+  // Development - 1
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  rewards_service()->HandleFlags("development=1");
+  GetEnvironment();
+  RunUntilIdle();
+
+  // Development - false
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  rewards_service()->HandleFlags("development=false");
+  GetEnvironment();
+  RunUntilIdle();
+
+  // Development - random
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
+  rewards_service()->HandleFlags("development=werwe");
+  GetEnvironment();
+  RunUntilIdle();
+
   // positive number
   EXPECT_CALL(*this, OnGetReconcileTime(10));
   // negative number and string
@@ -1540,12 +1580,12 @@ IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsSingleArg) {
 }
 
 IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsMultipleFlags) {
-  EXPECT_CALL(*this, OnGetProduction(false));
+  EXPECT_CALL(*this, OnGetEnvironment(ledger::Environment::STAGING));
   EXPECT_CALL(*this, OnGetDebug(true));
   EXPECT_CALL(*this, OnGetReconcileTime(10));
   EXPECT_CALL(*this, OnGetShortRetries(true));
 
-  rewards_service()->SetProduction(true);
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
   rewards_service()->SetDebug(true);
   rewards_service()->SetReconcileTime(0);
   rewards_service()->SetShortRetries(false);
@@ -1555,18 +1595,18 @@ IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsMultipleFlags) {
 
   GetReconcileTime();
   GetShortRetries();
-  GetProduction();
+  GetEnvironment();
   GetDebug();
   RunUntilIdle();
 }
 
 IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsWrongInput) {
-  EXPECT_CALL(*this, OnGetProduction(true));
+  EXPECT_CALL(*this, OnGetEnvironment(ledger::Environment::PRODUCTION));
   EXPECT_CALL(*this, OnGetDebug(false));
   EXPECT_CALL(*this, OnGetReconcileTime(0));
   EXPECT_CALL(*this, OnGetShortRetries(false));
 
-  rewards_service()->SetProduction(true);
+  rewards_service()->SetEnvironment(ledger::Environment::PRODUCTION);
   rewards_service()->SetDebug(false);
   rewards_service()->SetReconcileTime(0);
   rewards_service()->SetShortRetries(false);
@@ -1577,7 +1617,7 @@ IN_PROC_BROWSER_TEST_F(BraveRewardsBrowserTest, HandleFlagsWrongInput) {
   GetReconcileTime();
   GetShortRetries();
   GetDebug();
-  GetProduction();
+  GetEnvironment();
   RunUntilIdle();
 }
 
diff --git a/components/brave_rewards/browser/rewards_service_impl.cc b/components/brave_rewards/browser/rewards_service_impl.cc
index 5801ab8120f7..b3629a7fcb20 100644
--- a/components/brave_rewards/browser/rewards_service_impl.cc
+++ b/components/brave_rewards/browser/rewards_service_impl.cc
@@ -502,16 +502,14 @@ void RewardsServiceImpl::StartLedger() {
   bat_ledger_service_.set_connection_error_handler(
       base::Bind(&RewardsServiceImpl::ConnectionClosed, AsWeakPtr()));
 
-  bool is_production = true;
+  ledger::Environment environment = ledger::Environment::STAGING;
   // Environment
   #if defined(OFFICIAL_BUILD) && defined(OS_ANDROID)
-    is_production = !ShouldUseStagingServerForAndroid();
+    environment = GetServerEnvironmentForAndroid();
   #elif defined(OFFICIAL_BUILD)
-    is_production = true;
-  #else
-    is_production = false;
+    environment = ledger::Environment::PRODUCTION;
   #endif
-  SetProduction(is_production);
+  SetEnvironment(environment);
 
   SetDebug(false);
 
@@ -2861,16 +2859,16 @@ void RewardsServiceImpl::HandleFlags(const std::string& options) {
     }
 
     if (name == "staging") {
-      bool is_production;
+      ledger::Environment environment;
       std::string lower = base::ToLowerASCII(value);
 
       if (lower == "true" || lower == "1") {
-        is_production = false;
+        environment = ledger::Environment::STAGING;
       } else {
-        is_production = true;
+        environment = ledger::Environment::PRODUCTION;
       }
 
-      SetProduction(is_production);
+      SetEnvironment(environment);
       continue;
     }
 
@@ -2925,6 +2923,18 @@ void RewardsServiceImpl::HandleFlags(const std::string& options) {
       SaveExternalWallet(ledger::kWalletUphold, std::move(uphold));
       continue;
     }
+
+    if (name == "development") {
+      ledger::Environment environment;
+      std::string lower = base::ToLowerASCII(value);
+
+      if (lower == "true" || lower == "1") {
+        environment = ledger::Environment::DEVELOPMENT;
+        SetEnvironment(environment);
+      }
+
+      continue;
+    }
   }
 }
 
@@ -2992,9 +3002,9 @@ void RewardsServiceImpl::SetLedgerEnvForTesting() {
   // this is needed because we are using braveledger_bat_helper::buildURL
   // directly in BraveRewardsBrowserTest
   #if defined(OFFICIAL_BUILD)
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   #else
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   #endif
 }
 
@@ -3002,8 +3012,13 @@ void RewardsServiceImpl::StartMonthlyContributionForTest() {
   bat_ledger_->StartMonthlyContribution();
 }
 
-void RewardsServiceImpl::GetProduction(const GetProductionCallback& callback) {
-  bat_ledger_service_->GetProduction(callback);
+void RewardsServiceImpl::CheckInsufficientFundsForTesting() {
+  MaybeShowNotificationAddFunds();
+}
+
+void RewardsServiceImpl::GetEnvironment(
+    const GetEnvironmentCallback& callback) {
+  bat_ledger_service_->GetEnvironment(callback);
 }
 
 void RewardsServiceImpl::GetDebug(const GetDebugCallback& callback) {
@@ -3020,8 +3035,8 @@ void RewardsServiceImpl::GetShortRetries(
   bat_ledger_service_->GetShortRetries(callback);
 }
 
-void RewardsServiceImpl::SetProduction(bool production) {
-  bat_ledger_service_->SetProduction(production);
+void RewardsServiceImpl::SetEnvironment(ledger::Environment environment) {
+  bat_ledger_service_->SetEnvironment(environment);
 }
 
 void RewardsServiceImpl::SetDebug(bool debug) {
@@ -4016,13 +4031,18 @@ void RewardsServiceImpl::GrantAttestationResult(
 #endif
 
 #if defined(OS_ANDROID)
-bool RewardsServiceImpl::ShouldUseStagingServerForAndroid() {
-  bool use_staging = false;
+ledger::Environment RewardsServiceImpl::GetServerEnvironmentForAndroid() {
+  auto result = ledger::Environment::PRODUCTION;
   if (profile_ && profile_->GetPrefs()) {
-    use_staging = profile_->GetPrefs()->
-        GetBoolean(prefs::kUseRewardsStagingServer);
+    use_staging =
+        profile_->GetPrefs()->GetBoolean(prefs::kUseRewardsStagingServer);
   }
-  return use_staging;
+
+  if (use_staging) {
+    result = ledger::Environment::STAGING;
+  }
+
+  return result;
 }
 #endif
 
diff --git a/components/brave_rewards/browser/rewards_service_impl.h b/components/brave_rewards/browser/rewards_service_impl.h
index 91f3851e2cc2..65e2132b7a4d 100644
--- a/components/brave_rewards/browser/rewards_service_impl.h
+++ b/components/brave_rewards/browser/rewards_service_impl.h
@@ -71,7 +71,7 @@ class PublisherInfoDatabase;
 class RewardsNotificationServiceImpl;
 class BraveRewardsBrowserTest;
 
-using GetProductionCallback = base::Callback<void(bool)>;
+using GetEnvironmentCallback = base::Callback<void(ledger::Environment)>;
 using GetDebugCallback = base::Callback<void(bool)>;
 using GetReconcileTimeCallback = base::Callback<void(int32_t)>;
 using GetShortRetriesCallback = base::Callback<void(bool)>;
@@ -194,8 +194,8 @@ class RewardsServiceImpl : public RewardsService,
       GetRewardsInternalsInfoCallback callback) override;
 
   void HandleFlags(const std::string& options);
-  void SetProduction(bool production);
-  void GetProduction(const GetProductionCallback& callback);
+  void SetEnvironment(ledger::Environment environment);
+  void GetEnvironment(const GetEnvironmentCallback& callback);
   void SetDebug(bool debug);
   void GetDebug(const GetDebugCallback& callback);
   void SetReconcileTime(int32_t time);
@@ -297,6 +297,7 @@ class RewardsServiceImpl : public RewardsService,
   void StartMonthlyContributionForTest();
   void MaybeShowNotificationAddFundsForTesting(
       base::OnceCallback<void(bool)> callback);
+  void CheckInsufficientFundsForTesting();
 
  private:
   friend class ::BraveRewardsBrowserTest;
@@ -732,7 +733,7 @@ class RewardsServiceImpl : public RewardsService,
     ledger::ContributionQueuePtr info);
 
 #if defined(OS_ANDROID)
-  bool ShouldUseStagingServerForAndroid();
+  bool GetServerEnvironmentForAndroid();
   void CreateWalletAttestationResult(
       bat_ledger::mojom::BatLedger::CreateWalletCallback callback,
       bool result, const std::string& result_string);
diff --git a/components/services/bat_ads/bat_ads_service_impl.cc b/components/services/bat_ads/bat_ads_service_impl.cc
index 1ecacdb97beb..43f7b7ce3875 100644
--- a/components/services/bat_ads/bat_ads_service_impl.cc
+++ b/components/services/bat_ads/bat_ads_service_impl.cc
@@ -31,11 +31,11 @@ void BatAdsServiceImpl::Create(
   std::move(callback).Run();
 }
 
-void BatAdsServiceImpl::SetProduction(
-    const bool is_production,
-    SetProductionCallback callback) {
-  DCHECK(!is_initialized_ || ads::_is_production == is_production);
-  ads::_is_production = is_production;
+void BatAdsServiceImpl::SetEnvironment(
+    const ads::Environment environment,
+    SetEnvironmentCallback callback) {
+  DCHECK(!is_initialized_|| ads::_environment == environment);
+  ads::_environment = environment;
   std::move(callback).Run();
 }
 
diff --git a/components/services/bat_ads/bat_ads_service_impl.h b/components/services/bat_ads/bat_ads_service_impl.h
index cc5d115e6f1a..94148d70df3a 100644
--- a/components/services/bat_ads/bat_ads_service_impl.h
+++ b/components/services/bat_ads/bat_ads_service_impl.h
@@ -13,6 +13,7 @@
 #include "brave/components/services/bat_ads/public/interfaces/bat_ads.mojom.h"
 #include "mojo/public/cpp/bindings/binding_set.h"
 #include "services/service_manager/public/cpp/service_context_ref.h"
+#include "bat/ads/ads.h"
 
 namespace bat_ads {
 
@@ -29,9 +30,9 @@ class BatAdsServiceImpl : public mojom::BatAdsService {
       mojom::BatAdsAssociatedRequest bat_ads,
       CreateCallback callback) override;
 
-  void SetProduction(
-      const bool is_production,
-      SetProductionCallback callback) override;
+  void SetEnvironment(
+      const ads::Environment environment,
+      SetEnvironmentCallback callback) override;
 
   void SetTesting(
       const bool is_testing,
diff --git a/components/services/bat_ads/public/interfaces/BUILD.gn b/components/services/bat_ads/public/interfaces/BUILD.gn
index 3aa0e4c6711e..5adf92fcb6d6 100644
--- a/components/services/bat_ads/public/interfaces/BUILD.gn
+++ b/components/services/bat_ads/public/interfaces/BUILD.gn
@@ -10,4 +10,8 @@ mojom("interfaces") {
   public_deps = [
     "//mojo/public/mojom/base",
   ]
+
+  deps = [
+    "//brave/vendor/bat-native-ads/include/bat/ads/public/interfaces"
+  ]
 }
diff --git a/components/services/bat_ads/public/interfaces/bat_ads.mojom b/components/services/bat_ads/public/interfaces/bat_ads.mojom
index e8d7312c6f58..dfc68fd48a5b 100644
--- a/components/services/bat_ads/public/interfaces/bat_ads.mojom
+++ b/components/services/bat_ads/public/interfaces/bat_ads.mojom
@@ -2,15 +2,16 @@
 // This Source Code Form is subject to the terms of the Mozilla Public
 // License, v. 2.0. If a copy of the MPL was not distributed with this file,
 // You can obtain one at http://mozilla.org/MPL/2.0/.
-
 module bat_ads.mojom;
 
+import "brave/vendor/bat-native-ads/include/bat/ads/public/interfaces/ads.mojom";
+
 const string kServiceName = "bat_ads";
 
 // Service which hands out bat ads.
 interface BatAdsService {
   Create(associated BatAdsClient bat_ads_client, associated BatAds& database) => ();
-  SetProduction(bool is_production) => ();
+  SetEnvironment(ads.mojom.Environment environment) => ();
   SetTesting(bool is_testing) => ();
   SetDebug(bool is_debug) => ();
 };
diff --git a/components/services/bat_ledger/bat_ledger_service_impl.cc b/components/services/bat_ledger/bat_ledger_service_impl.cc
index 8222031b0829..88c2f2265989 100644
--- a/components/services/bat_ledger/bat_ledger_service_impl.cc
+++ b/components/services/bat_ledger/bat_ledger_service_impl.cc
@@ -7,7 +7,6 @@
 
 #include <utility>
 
-#include "bat/ledger/ledger.h"
 #include "brave/components/services/bat_ledger/bat_ledger_impl.h"
 #include "mojo/public/cpp/bindings/strong_associated_binding.h"
 
@@ -39,9 +38,9 @@ void BatLedgerServiceImpl::Create(
   initialized_ = true;
 }
 
-void BatLedgerServiceImpl::SetProduction(bool is_production) {
+void BatLedgerServiceImpl::SetEnvironment(ledger::Environment environment) {
   DCHECK(!initialized_ || testing());
-  ledger::is_production = is_production;
+  ledger::_environment = environment;
 }
 
 void BatLedgerServiceImpl::SetDebug(bool is_debug) {
@@ -63,8 +62,8 @@ void BatLedgerServiceImpl::SetTesting() {
   ledger::is_testing = true;
 }
 
-void BatLedgerServiceImpl::GetProduction(GetProductionCallback callback) {
-  std::move(callback).Run(ledger::is_production);
+void BatLedgerServiceImpl::GetEnvironment(GetEnvironmentCallback callback) {
+  std::move(callback).Run(ledger::_environment);
 }
 
 void BatLedgerServiceImpl::GetDebug(GetDebugCallback callback) {
diff --git a/components/services/bat_ledger/bat_ledger_service_impl.h b/components/services/bat_ledger/bat_ledger_service_impl.h
index ef5a263d579f..f60f7457ab75 100644
--- a/components/services/bat_ledger/bat_ledger_service_impl.h
+++ b/components/services/bat_ledger/bat_ledger_service_impl.h
@@ -8,6 +8,7 @@
 
 #include <memory>
 
+#include "bat/ledger/ledger.h"
 #include "brave/components/services/bat_ledger/public/interfaces/bat_ledger.mojom.h"
 #include "services/service_manager/public/cpp/service_context_ref.h"
 
@@ -23,13 +24,13 @@ class BatLedgerServiceImpl : public mojom::BatLedgerService {
   void Create(mojom::BatLedgerClientAssociatedPtrInfo client_info,
               mojom::BatLedgerAssociatedRequest bat_ledger) override;
 
-  void SetProduction(bool isProduction) override;
+  void SetEnvironment(ledger::Environment environment) override;
   void SetDebug(bool isDebug) override;
   void SetReconcileTime(int32_t time) override;
   void SetShortRetries(bool short_retries) override;
   void SetTesting() override;
 
-  void GetProduction(GetProductionCallback callback) override;
+  void GetEnvironment(GetEnvironmentCallback callback) override;
   void GetDebug(GetDebugCallback callback) override;
   void GetReconcileTime(GetReconcileTimeCallback callback) override;
   void GetShortRetries(GetShortRetriesCallback callback) override;
diff --git a/components/services/bat_ledger/public/interfaces/bat_ledger.mojom b/components/services/bat_ledger/public/interfaces/bat_ledger.mojom
index 8f7598a33163..acc0132f298b 100644
--- a/components/services/bat_ledger/public/interfaces/bat_ledger.mojom
+++ b/components/services/bat_ledger/public/interfaces/bat_ledger.mojom
@@ -10,13 +10,13 @@ const string kServiceName = "bat_ledger";
 interface BatLedgerService {
   Create(associated BatLedgerClient bat_ledger_client,
          associated BatLedger& bat_ledger);
-  SetProduction(bool isProduction);
+  SetEnvironment(ledger.mojom.Environment environment);
   SetDebug(bool isDebug);
   SetReconcileTime(int32 time);
   SetShortRetries(bool short_retries);
   SetTesting();
 
-  GetProduction() => (bool production);
+  GetEnvironment() => (ledger.mojom.Environment environment);
   GetDebug() => (bool debug);
   GetReconcileTime() => (int32 time);
   GetShortRetries() => (bool short_retries);
diff --git a/vendor/bat-native-ads/BUILD.gn b/vendor/bat-native-ads/BUILD.gn
index b7f6dc11af06..093fbe35ae6a 100644
--- a/vendor/bat-native-ads/BUILD.gn
+++ b/vendor/bat-native-ads/BUILD.gn
@@ -12,7 +12,10 @@ config("external_config") {
   visibility = [
     ":*",
   ]
-  include_dirs = [ "include" ]
+  include_dirs = [
+    "include",
+    "$target_gen_dir/include",
+  ]
 }
 
 config("internal_config") {
@@ -50,19 +53,13 @@ static_library("bat-native-ads-standalone") {
   ]
 }
 
-source_set("ads") {
-  public_configs = [ ":external_config" ]
-  configs += [ ":internal_config" ]
-
+source_set("headers") {
   visibility = [
     ":*",
-    # add this only when ledger and confirmations are in the same process
-    # rebase_path("bat-native-ledger", dep_base),
-    # rebase_path("bat-native-ads", dep_base),
     "//brave/test:*",
   ]
 
-  output_name = "bat_native_ads"
+  public_configs = [ ":external_config" ]
 
   sources = [
     "include/bat/ads/ad_content.h",
@@ -82,6 +79,19 @@ source_set("ads") {
     "include/bat/ads/notification_event_type.h",
     "include/bat/ads/notification_info.h",
     "include/bat/ads/result.h",
+  ]
+
+  public_deps = [
+    "include/bat/ads/public/interfaces"
+  ]
+}
+
+source_set("ads") {
+  configs += [ ":internal_config" ]
+
+  output_name = "bat_native_ads"
+
+  sources = [
     "src/bat/ads/ad_content.cc",
     "src/bat/ads/ad_history_detail.cc",
     "src/bat/ads/ad_info.cc",
@@ -162,7 +172,7 @@ source_set("ads") {
     "src/bat/ads/internal/uri_helper.cc",
     "src/bat/ads/internal/uri_helper.h",
   ]
-    
+
   deps = [
     "//base",
     "//url",
@@ -170,4 +180,8 @@ source_set("ads") {
     rebase_path("bat-native-rapidjson", dep_base),
     rebase_path("brave_base", dep_base),
   ]
+
+  public_deps = [
+    ":headers",
+  ]
 }
diff --git a/vendor/bat-native-ads/README.md b/vendor/bat-native-ads/README.md
index ce8c298531f7..4768aa947d46 100644
--- a/vendor/bat-native-ads/README.md
+++ b/vendor/bat-native-ads/README.md
@@ -19,6 +19,12 @@ Default for non official builds, i.e. Debug
 --brave-ads-staging
 ```
 
+Use development Ads Serve as defined by `DEVELOPMENT_SERVER` in `static_values.h`.
+
+```
+--brave-ads-development
+```
+
 Collect initial activity after 25 seconds instead of 1 hour as defined by
 `kDebugOneHourInSeconds` in `static_values.h`. Download the catalog after 15
 minutes instead of 2 hours as defined by `kDebugCatalogPing` in
diff --git a/vendor/bat-native-ads/include/bat/ads/ads.h b/vendor/bat-native-ads/include/bat/ads/ads.h
index 36bd4bb8ef8b..abe53dcbf5f3 100644
--- a/vendor/bat-native-ads/include/bat/ads/ads.h
+++ b/vendor/bat-native-ads/include/bat/ads/ads.h
@@ -18,19 +18,21 @@
 #include "bat/ads/export.h"
 #include "bat/ads/notification_event_type.h"
 #include "bat/ads/notification_info.h"
+#include "bat/ads/public/interfaces/ads.mojom.h"
 
 namespace ads {
 
 struct AdsHistory;
 
+using Environment = mojom::Environment;
+
 using InitializeCallback = std::function<void(const Result)>;
 using ShutdownCallback = std::function<void(const Result)>;
 using RemoveAllHistoryCallback = std::function<void(const Result)>;
 
-// |_is_production| indicates that URL requests should use production servers if
-// set to |true| or staging servers if set to |false| but can be overridden via
-// command-line arguments
-extern bool _is_production;
+// |_environment| indicates that URL requests should use production, staging or
+// development servers but can be overridden via command-line arguments
+extern Environment _environment;
 
 // |_is_debug| indicates that the next catalogue download should be reduced from
 // ~1 hour to ~25 seconds. This value should be set to |false| on production
diff --git a/vendor/bat-native-ads/include/bat/ads/public/interfaces/BUILD.gn b/vendor/bat-native-ads/include/bat/ads/public/interfaces/BUILD.gn
new file mode 100644
index 000000000000..fe366dfee718
--- /dev/null
+++ b/vendor/bat-native-ads/include/bat/ads/public/interfaces/BUILD.gn
@@ -0,0 +1,11 @@
+import("//mojo/public/tools/bindings/mojom.gni")
+
+mojom("interfaces") {
+  sources = [
+    "ads.mojom",
+  ]
+
+  public_deps = [
+    "//mojo/public/mojom/base",
+  ]
+}
diff --git a/vendor/bat-native-ads/include/bat/ads/public/interfaces/ads.mojom b/vendor/bat-native-ads/include/bat/ads/public/interfaces/ads.mojom
new file mode 100644
index 000000000000..332ab349f047
--- /dev/null
+++ b/vendor/bat-native-ads/include/bat/ads/public/interfaces/ads.mojom
@@ -0,0 +1,11 @@
+// Copyright (c) 2019 The Brave Authors. All rights reserved.
+// This Source Code Form is subject to the terms of the Mozilla Public
+// License, v. 2.0. If a copy of the MPL was not distributed with this file,
+// You can obtain one at http://mozilla.org/MPL/2.0/.
+module ads.mojom;
+
+enum Environment {
+  STAGING = 0,
+  PRODUCTION = 1,
+  DEVELOPMENT = 2
+};
diff --git a/vendor/bat-native-ads/src/bat/ads/ads.cc b/vendor/bat-native-ads/src/bat/ads/ads.cc
index f34b4d101456..dfd11145d12f 100644
--- a/vendor/bat-native-ads/src/bat/ads/ads.cc
+++ b/vendor/bat-native-ads/src/bat/ads/ads.cc
@@ -13,7 +13,7 @@ namespace ads {
 
 bool _is_debug = false;
 bool _is_testing = false;
-bool _is_production = false;
+Environment _environment = Environment::DEVELOPMENT;
 
 const char _bundle_schema_resource_name[] = "bundle-schema.json";
 const char _catalog_schema_resource_name[] = "catalog-schema.json";
diff --git a/vendor/bat-native-ads/src/bat/ads/internal/ads_serve.cc b/vendor/bat-native-ads/src/bat/ads/internal/ads_serve.cc
index 39d50b5091e2..b7e603aa43ee 100644
--- a/vendor/bat-native-ads/src/bat/ads/internal/ads_serve.cc
+++ b/vendor/bat-native-ads/src/bat/ads/internal/ads_serve.cc
@@ -33,10 +33,21 @@ AdsServe::AdsServe(AdsImpl* ads, AdsClient* ads_client, Bundle* bundle) :
 AdsServe::~AdsServe() = default;
 
 void AdsServe::BuildUrl() {
-  if (_is_production) {
-    url_ = PRODUCTION_SERVER;
-  } else {
-    url_ = STAGING_SERVER;
+  switch (_environment) {
+    case Environment::PRODUCTION: {
+      url_ = PRODUCTION_SERVER;
+      break;
+    }
+
+    case Environment::STAGING: {
+      url_ = STAGING_SERVER;
+      break;
+    }
+
+    case Environment::DEVELOPMENT: {
+      url_ = DEVELOPMENT_SERVER;
+      break;
+    }
   }
 
   url_ += CATALOG_PATH;
diff --git a/vendor/bat-native-ads/src/bat/ads/internal/static_values.h b/vendor/bat-native-ads/src/bat/ads/internal/static_values.h
index 5c39e1a0421c..aa1fb943fcff 100644
--- a/vendor/bat-native-ads/src/bat/ads/internal/static_values.h
+++ b/vendor/bat-native-ads/src/bat/ads/internal/static_values.h
@@ -14,8 +14,9 @@
 
 namespace ads {
 
-#define STAGING_SERVER "https://ads-serve.bravesoftware.com"
 #define PRODUCTION_SERVER "https://ads-serve.brave.com"
+#define STAGING_SERVER "https://ads-serve.bravesoftware.com"
+#define DEVELOPMENT_SERVER "https://ads-serve.brave.software.com"
 
 #define CATALOG_PATH "/v1/catalog"
 
diff --git a/vendor/bat-native-confirmations/README.md b/vendor/bat-native-confirmations/README.md
index 67ffb402748e..3ab795499dc8 100644
--- a/vendor/bat-native-confirmations/README.md
+++ b/vendor/bat-native-confirmations/README.md
@@ -21,6 +21,12 @@ Default for non offical builds, i.e. Debug
 --rewards=staging=true
 ```
 
+Use development Ads Server as defined by `DEVELOPMENT_SERVER` in `static_values.h`.
+
+```
+--rewards=development=true
+```
+
 Use shorter timers to help with testing token redemption as defined by
 `kDebugNextTokenRedemptionAfterSeconds` in `static_values.h`.
 
diff --git a/vendor/bat-native-confirmations/include/bat/confirmations/confirmations.h b/vendor/bat-native-confirmations/include/bat/confirmations/confirmations.h
index 33d0a128e60b..5e10507cef7e 100644
--- a/vendor/bat-native-confirmations/include/bat/confirmations/confirmations.h
+++ b/vendor/bat-native-confirmations/include/bat/confirmations/confirmations.h
@@ -26,10 +26,9 @@ using TransactionsInfo = ::ledger::TransactionsInfo;
 
 using OnGetTransactionHistory = ::ledger::GetTransactionHistoryCallback;
 
-// |_is_production| indicates that URL requests should use production servers if
-// set to |true| or staging servers if set to |false| but can be overridden via
-// command-line arguments
-extern bool _is_production;
+// |_environment| indicates that URL requests should use production, staging or
+// development servers but can be overridden via command-line arguments
+extern ledger::Environment _environment;
 
 // |_is_debug| indicates that the next token redemption date should be reduced
 // from ~7 days to ~25 minutes. This value should be set to |false| on
diff --git a/vendor/bat-native-confirmations/src/bat/confirmations/confirmations.cc b/vendor/bat-native-confirmations/src/bat/confirmations/confirmations.cc
index 50b6bf3dfef5..bc2089d795b4 100644
--- a/vendor/bat-native-confirmations/src/bat/confirmations/confirmations.cc
+++ b/vendor/bat-native-confirmations/src/bat/confirmations/confirmations.cc
@@ -9,7 +9,7 @@
 
 namespace confirmations {
 
-bool _is_production = false;
+ledger::Environment _environment = ledger::Environment::STAGING;
 bool _is_debug = false;
 
 const char _confirmations_resource_name[] = "confirmations.json";
diff --git a/vendor/bat-native-confirmations/src/bat/confirmations/internal/ads_serve_helper.cc b/vendor/bat-native-confirmations/src/bat/confirmations/internal/ads_serve_helper.cc
index 429e78ad46d8..b729c7245dda 100644
--- a/vendor/bat-native-confirmations/src/bat/confirmations/internal/ads_serve_helper.cc
+++ b/vendor/bat-native-confirmations/src/bat/confirmations/internal/ads_serve_helper.cc
@@ -11,10 +11,18 @@
 namespace helper {
 
 std::string AdsServe::GetURL() {
-  if (confirmations::_is_production) {
-    return BAT_ADS_PRODUCTION_SERVER;
-  } else {
-    return BAT_ADS_STAGING_SERVER;
+  switch (confirmations::_environment) {
+    case ledger::Environment::PRODUCTION: {
+      return BAT_ADS_PRODUCTION_SERVER;
+    }
+
+    case ledger::Environment::STAGING: {
+      return BAT_ADS_STAGING_SERVER;
+    }
+
+    case ledger::Environment::DEVELOPMENT: {
+      return BAT_ADS_DEVELOPMENT_SERVER;
+    }
   }
 }
 
diff --git a/vendor/bat-native-confirmations/src/bat/confirmations/internal/ledger_serve_helper.cc b/vendor/bat-native-confirmations/src/bat/confirmations/internal/ledger_serve_helper.cc
index 1dc65f37cd04..d55bb4b08ff7 100644
--- a/vendor/bat-native-confirmations/src/bat/confirmations/internal/ledger_serve_helper.cc
+++ b/vendor/bat-native-confirmations/src/bat/confirmations/internal/ledger_serve_helper.cc
@@ -11,10 +11,18 @@
 namespace helper {
 
 std::string LedgerServe::GetURL() {
-  if (confirmations::_is_production) {
-    return BAT_LEDGER_PRODUCTION_SERVER;
-  } else {
-    return BAT_LEDGER_STAGING_SERVER;
+  switch (confirmations::_environment) {
+    case ledger::Environment::PRODUCTION: {
+      return BAT_LEDGER_PRODUCTION_SERVER;
+    }
+
+    case ledger::Environment::STAGING: {
+      return BAT_LEDGER_STAGING_SERVER;
+    }
+
+    case ledger::Environment::DEVELOPMENT: {
+      return BAT_LEDGER_DEVELOPMENT_SERVER;
+    }
   }
 }
 
diff --git a/vendor/bat-native-confirmations/src/bat/confirmations/internal/static_values.h b/vendor/bat-native-confirmations/src/bat/confirmations/internal/static_values.h
index 53a237ad66e8..819ad75058bf 100644
--- a/vendor/bat-native-confirmations/src/bat/confirmations/internal/static_values.h
+++ b/vendor/bat-native-confirmations/src/bat/confirmations/internal/static_values.h
@@ -12,11 +12,13 @@
 
 namespace confirmations {
 
-#define BAT_ADS_STAGING_SERVER "https://ads-serve.bravesoftware.com"
 #define BAT_ADS_PRODUCTION_SERVER "https://ads-serve.brave.com"
+#define BAT_ADS_STAGING_SERVER "https://ads-serve.bravesoftware.com"
+#define BAT_ADS_DEVELOPMENT_SERVER "https://ads-serve.brave.software.com"
 
-#define BAT_LEDGER_STAGING_SERVER "https://ledger-staging.mercury.basicattentiontoken.org"  // NOLINT
 #define BAT_LEDGER_PRODUCTION_SERVER "https://ledger.mercury.basicattentiontoken.org"  // NOLINT
+#define BAT_LEDGER_STAGING_SERVER "https://ledger-staging.mercury.basicattentiontoken.org"  // NOLINT
+#define BAT_LEDGER_DEVELOPMENT_SERVER "https://ledger.rewards.brave.software.org"  // NOLINT
 
 static const int kNextPaymentDay = 5;
 
diff --git a/vendor/bat-native-ledger/include/bat/ledger/ledger.h b/vendor/bat-native-ledger/include/bat/ledger/ledger.h
index 2d4faf478cbb..efb4ef0bd452 100644
--- a/vendor/bat-native-ledger/include/bat/ledger/ledger.h
+++ b/vendor/bat-native-ledger/include/bat/ledger/ledger.h
@@ -20,7 +20,7 @@
 
 namespace ledger {
 
-extern bool is_production;
+extern Environment _environment;
 extern bool is_debug;
 extern bool is_testing;
 extern int reconcile_time;  // minutes
diff --git a/vendor/bat-native-ledger/include/bat/ledger/mojom_structs.h b/vendor/bat-native-ledger/include/bat/ledger/mojom_structs.h
index 5a67c2353bbd..3040dfcf3162 100644
--- a/vendor/bat-native-ledger/include/bat/ledger/mojom_structs.h
+++ b/vendor/bat-native-ledger/include/bat/ledger/mojom_structs.h
@@ -46,6 +46,8 @@ using ContributionQueuePublisherList =
 
 using ContributionRetry = mojom::ContributionRetry;
 
+using Environment = ledger::mojom::Environment;
+
 using ExcludeFilter = mojom::ExcludeFilter;
 
 using ExternalWallet = mojom::ExternalWallet;
diff --git a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
index 95df9efcb89f..1bdc2a5350b4 100644
--- a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
+++ b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
@@ -312,4 +312,10 @@ struct ContributionQueue {
 struct ContributionQueuePublisher {
   string publisher_key;
   double amount_percent;
-};
\ No newline at end of file
+};
+
+enum Environment {
+  STAGING = 0,
+  PRODUCTION = 1,
+  DEVELOPMENT = 2
+};
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/bat_helper.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/bat_helper.cc
index 5e58947f449a..5d12dc6f1cb5 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/bat_helper.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/bat_helper.cc
@@ -2218,31 +2218,55 @@ std::string buildURL(const std::string& path,
   std::string url;
   switch (server) {
     case SERVER_TYPES::BALANCE:
-      if (ledger::is_production) {
-        url = BALANCE_PRODUCTION_SERVER;
-      } else {
-        url = BALANCE_STAGING_SERVER;
+      switch (ledger::_environment) {
+        case ledger::Environment::STAGING:
+          url = BALANCE_STAGING_SERVER;
+          break;
+        case ledger::Environment::PRODUCTION:
+          url = BALANCE_PRODUCTION_SERVER;
+          break;
+        case ledger::Environment::DEVELOPMENT:
+          url = BALANCE_DEVELOPMENT_SERVER;
+          break;
       }
       break;
     case SERVER_TYPES::PUBLISHER:
-      if (ledger::is_production) {
-        url = PUBLISHER_PRODUCTION_SERVER;
-      } else {
-        url = PUBLISHER_STAGING_SERVER;
+      switch (ledger::_environment) {
+        case ledger::Environment::STAGING:
+          url = PUBLISHER_STAGING_SERVER;
+          break;
+        case ledger::Environment::PRODUCTION:
+          url = PUBLISHER_PRODUCTION_SERVER;
+          break;
+        case ledger::Environment::DEVELOPMENT:
+          url = PUBLISHER_DEVELOPMENT_SERVER;
+          break;
       }
       break;
     case SERVER_TYPES::PUBLISHER_DISTRO:
-      if (ledger::is_production) {
-        url = PUBLISHER_DISTRO_PRODUCTION_SERVER;
-      } else {
-        url = PUBLISHER_DISTRO_STAGING_SERVER;
+      switch (ledger::_environment) {
+        case ledger::Environment::STAGING:
+          url = PUBLISHER_DISTRO_STAGING_SERVER;
+          break;
+        case ledger::Environment::PRODUCTION:
+          url = PUBLISHER_DISTRO_PRODUCTION_SERVER;
+          break;
+        case ledger::Environment::DEVELOPMENT:
+          url = PUBLISHER_DISTRO_DEVELOPMENT_SERVER;
+          break;
       }
       break;
-    default:
-      if (ledger::is_production) {
-        url = LEDGER_PRODUCTION_SERVER;
-      } else {
-        url = LEDGER_STAGING_SERVER;
+    case SERVER_TYPES::LEDGER:
+      switch (ledger::_environment) {
+        case ledger::Environment::STAGING:
+          url = LEDGER_STAGING_SERVER;
+          break;
+        case ledger::Environment::PRODUCTION:
+          url = LEDGER_PRODUCTION_SERVER;
+          break;
+        case ledger::Environment::DEVELOPMENT:
+          url = LEDGER_DEVELOPMENT_SERVER;
+          break;
       }
       break;
   }
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/ledger_impl.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/ledger_impl.cc
index 7f78d5f53fc5..7240742fdf82 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/ledger_impl.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/ledger_impl.cc
@@ -322,7 +322,7 @@ void LedgerImpl::OnLedgerStateLoaded(
 void LedgerImpl::SetConfirmationsWalletInfo(
     const braveledger_bat_helper::WALLET_INFO_ST& wallet_info) {
   if (!bat_confirmations_) {
-    confirmations::_is_production = ledger::is_production;
+    confirmations::_environment = ledger::_environment;
     confirmations::_is_debug = ledger::is_debug;
 
     bat_confirmations_.reset(
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/static_values.h b/vendor/bat-native-ledger/src/bat/ledger/internal/static_values.h
index ef9a14922e84..359b06ca7bd0 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/static_values.h
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/static_values.h
@@ -14,18 +14,29 @@
 "https://ledger-staging.mercury.basicattentiontoken.org"
 #define LEDGER_PRODUCTION_SERVER            \
 "https://ledger.mercury.basicattentiontoken.org"
+#define LEDGER_DEVELOPMENT_SERVER            \
+"https://ledger.rewards.brave.software"
+
 #define BALANCE_STAGING_SERVER              \
 "https://balance-staging.mercury.basicattentiontoken.org"
 #define BALANCE_PRODUCTION_SERVER           \
 "https://balance.mercury.basicattentiontoken.org"
+#define BALANCE_DEVELOPMENT_SERVER            \
+"https://balance.rewards.brave.software"
+
 #define PUBLISHER_STAGING_SERVER            \
 "https://publishers-staging.basicattentiontoken.org"
 #define PUBLISHER_PRODUCTION_SERVER         \
 "https://publishers.basicattentiontoken.org"
+#define PUBLISHER_DEVELOPMENT_SERVER         \
+"https://creators.brave.software"
+
 #define PUBLISHER_DISTRO_STAGING_SERVER     \
 "https://publishers-staging-distro.basicattentiontoken.org"
 #define PUBLISHER_DISTRO_PRODUCTION_SERVER  \
 "https://publishers-distro.basicattentiontoken.org"
+#define PUBLISHER_DISTRO_DEVELOPMENT_SERVER  \
+"https://creators-distro.brave.software"
 
 #define PREFIX_V1                       "/v1"
 #define PREFIX_V2                       "/v2"
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
index a5b4c277aa6a..cd5f4fbf4ba8 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
@@ -16,26 +16,26 @@
 namespace braveledger_uphold {
 
 std::string GetClientId() {
-  return ledger::is_production
+  return ledger::_environment == ledger::Environment::PRODUCTION
       ? kClientIdProduction
       : kClientIdStaging;
 }
 
 std::string GetClientSecret() {
-  return ledger::is_production
+  return ledger::_environment == ledger::Environment::PRODUCTION
       ? kClientSecretProduction
       : kClientSecretStaging;
 }
 
 std::string GetUrl() {
-  return ledger::is_production
+  return ledger::_environment == ledger::Environment::PRODUCTION
       ? kUrlProduction
       : kUrlStaging;
 }
 
 std::string GetAPIUrl(const std::string& path) {
   std::string url;
-  if (ledger::is_production) {
+  if (ledger::_environment == ledger::Environment::PRODUCTION) {
     url = kAPIUrlProduction;
   } else {
     url = kAPIUrlStaging;
@@ -45,7 +45,7 @@ std::string GetAPIUrl(const std::string& path) {
 }
 
 std::string GetFeeAddress() {
-  return ledger::is_production
+  return ledger::_environment == ledger::Environment::PRODUCTION
       ? kFeeAddressProduction
       : kFeeAddressStaging;
 }
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
index 6aa2e6b39a72..9b9034c6db78 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
@@ -20,53 +20,53 @@ class UpholdUtilTest : public testing::Test {
 
 TEST(UpholdUtilTest, GetClientId) {
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetClientId();
   ASSERT_EQ(result, kClientIdProduction);
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetClientId();
   ASSERT_EQ(result, kClientIdStaging);
 }
 
 TEST(UpholdUtilTest, GetClientSecret) {
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetClientSecret();
   ASSERT_EQ(result, kClientSecretProduction);
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetClientSecret();
   ASSERT_EQ(result, kClientSecretStaging);
 }
 
 TEST(UpholdUtilTest, GetAPIUrl) {
   // empty path, production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetAPIUrl("");
   ASSERT_EQ(result, kAPIUrlProduction);
 
   // empty path, staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetAPIUrl("");
   ASSERT_EQ(result, kAPIUrlStaging);
 
   // with path
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetAPIUrl("/v0/testing");
   ASSERT_EQ(result, static_cast<std::string>(kAPIUrlStaging) + "/v0/testing");
 }
 
 TEST(UpholdUtilTest, GetFeeAddress) {
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetFeeAddress();
   ASSERT_EQ(result, kFeeAddressProduction);
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetFeeAddress();
   ASSERT_EQ(result, kFeeAddressStaging);
 }
@@ -95,7 +95,7 @@ TEST(UpholdUtilTest, ConvertToProbi) {
 
 TEST(UpholdUtilTest, GetVerifyUrl) {
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetVerifyUrl("rdfdsfsdfsdf");
   ASSERT_EQ(result,
       "https://uphold.com/authorize/"
@@ -104,7 +104,7 @@ TEST(UpholdUtilTest, GetVerifyUrl) {
       "transactions:transfer:others&intention=kyc&state=rdfdsfsdfsdf");
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetVerifyUrl("rdfdsfsdfsdf");
   ASSERT_EQ(result,
       "https://sandbox.uphold.com/authorize/"
@@ -119,12 +119,12 @@ TEST(UpholdUtilTest, GetAddUrl) {
   ASSERT_EQ(result, "");
 
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   result = braveledger_uphold::GetAddUrl("9324i5i32459i");
   ASSERT_EQ(result, "https://uphold.com/dashboard/cards/9324i5i32459i/add");
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetAddUrl("9324i5i32459i");
   ASSERT_EQ(result,
       "https://sandbox.uphold.com/dashboard/cards/9324i5i32459i/add");
@@ -136,12 +136,12 @@ TEST(UpholdUtilTest, GetWithdrawUrl) {
   ASSERT_EQ(result, "");
 
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   result = braveledger_uphold::GetWithdrawUrl("9324i5i32459i");
   ASSERT_EQ(result, "https://uphold.com/dashboard/cards/9324i5i32459i/use");
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetWithdrawUrl("9324i5i32459i");
   ASSERT_EQ(result,
       "https://sandbox.uphold.com/dashboard/cards/9324i5i32459i/use");
@@ -149,14 +149,14 @@ TEST(UpholdUtilTest, GetWithdrawUrl) {
 
 TEST(UpholdUtilTest, GetSecondStepVerify) {
   // production
-  ledger::is_production = true;
+  ledger::_environment = ledger::Environment::PRODUCTION;
   std::string result = braveledger_uphold::GetSecondStepVerify();
   ASSERT_EQ(result,
       "https://uphold.com/signup/step2?"
       "application_id=6d8d9473ed20be627f71ed46e207f40c004c5b1a&intention=kyc");
 
   // staging
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GetSecondStepVerify();
   ASSERT_EQ(result,
       "https://sandbox.uphold.com/signup/step2?"
@@ -193,7 +193,7 @@ TEST(UpholdUtilTest, RequestAuthorization) {
 
 
   // token is not defined
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::RequestAuthorization();
   ASSERT_EQ(result.at(0),
       "Authorization: Basic NGMyYjY2NWNhMDYwZDkxMmZlYzVjNzM1YzczNDg1OWEwNjEx"
@@ -206,13 +206,13 @@ TEST(UpholdUtilTest, GenerateRandomString) {
   ASSERT_EQ(result, "123456789");
 
   // random string
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
   result = braveledger_uphold::GenerateRandomString(false);
   ASSERT_EQ(result.length(), 64u);
 }
 
 TEST(UpholdUtilTest, GenerateLinks) {
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
 
   auto wallet = ledger::ExternalWallet::New();
   wallet->address = "123123123124234234234";
@@ -295,7 +295,7 @@ TEST(UpholdUtilTest, GenerateLinks) {
 }
 
 TEST(UpholdUtilTest, GenerateVerifyLink) {
-  ledger::is_production = false;
+  ledger::_environment = ledger::Environment::STAGING;
 
   auto wallet = ledger::ExternalWallet::New();
   wallet->one_time_string = "123123123124234234234";
diff --git a/vendor/bat-native-ledger/src/bat/ledger/ledger.cc b/vendor/bat-native-ledger/src/bat/ledger/ledger.cc
index 40a231732f4f..ab5a2c5e96ee 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/ledger.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/ledger.cc
@@ -13,7 +13,8 @@
 
 namespace ledger {
 
-bool is_production = true;
+Environment _environment = Environment::PRODUCTION;
+
 bool is_debug = false;
 bool is_testing = false;
 int reconcile_time = 0;  // minutes
diff --git a/vendor/brave-ios/Ads/BATBraveAds.h b/vendor/brave-ios/Ads/BATBraveAds.h
index 9b8fa1bd167e..cae8f772acdc 100644
--- a/vendor/brave-ios/Ads/BATBraveAds.h
+++ b/vendor/brave-ios/Ads/BATBraveAds.h
@@ -50,8 +50,9 @@ NS_SWIFT_NAME(BraveAds)
 
 /// Whether or not to use staging servers. Defaults to false
 @property (nonatomic, class, getter=isDebug) BOOL debug;
-/// Whether or not to use production servers. Defaults to true
-@property (nonatomic, class, getter=isProduction) BOOL production;
+/// The environment that ads is communicating with. See ledger's BATEnvironment
+/// for appropriate values.
+@property (nonatomic, class) int environment;
 /// Marks if this is being ran in a test environment. Defaults to false
 @property (nonatomic, class, getter=isTesting) BOOL testing;
 
diff --git a/vendor/brave-ios/Ads/BATBraveAds.mm b/vendor/brave-ios/Ads/BATBraveAds.mm
index c23a47b9c954..82afd129f3b3 100644
--- a/vendor/brave-ios/Ads/BATBraveAds.mm
+++ b/vendor/brave-ios/Ads/BATBraveAds.mm
@@ -104,7 +104,16 @@ + (BOOL)isCurrentRegionSupported
 
 BATClassAdsBridge(BOOL, isDebug, setDebug, _is_debug)
 BATClassAdsBridge(BOOL, isTesting, setTesting, _is_testing)
-BATClassAdsBridge(BOOL, isProduction, setProduction, _is_production)
+
++ (int)environment
+{
+  return static_cast<int>(ads::_environment);
+}
+
++ (void)setEnvironment:(int)environment
+{
+  ads::_environment = static_cast<ads::Environment>(environment);
+}
 
 #pragma mark - Configuration
 
diff --git a/vendor/brave-ios/BATBraveRewards.h b/vendor/brave-ios/BATBraveRewards.h
index 3021465459f6..0fcb90de251e 100644
--- a/vendor/brave-ios/BATBraveRewards.h
+++ b/vendor/brave-ios/BATBraveRewards.h
@@ -15,8 +15,9 @@ NS_SWIFT_NAME(BraveRewardsConfiguration)
 
 /// Whether or not rewards is being tested
 @property (nonatomic, getter=isTesting) BOOL testing;
-/// Whether or not rewards is in production
-@property (nonatomic, getter=isProduction) BOOL production;
+//@property (nonatomic, getter=isDebug) BOOL debug;
+/// The rewards environment
+@property (nonatomic) BATEnvironment environment;
 /// Where ledger and ads should save their state
 @property (nonatomic, copy) NSString *stateStoragePath;
 /// The number of seconds between overrides. Defaults to 0 (no override) which means reconciles
@@ -25,16 +26,20 @@ NS_SWIFT_NAME(BraveRewardsConfiguration)
 /// Whether or not to enable short retries between contribution attempts
 @property (nonatomic) BOOL useShortRetries;
 
-/// The default configuration. Channel is debug, no changes to ledger configuration
+/// The default configuration. Environment is dev, no changes to ledger configuration
 ///
 /// State is stored in Application Support
 @property (nonatomic, class, readonly) BATBraveRewardsConfiguration *defaultConfiguration NS_SWIFT_NAME(default);
-/// The production configuration. Channel is production, no changes to ledger configuration
+/// The staging configuration. Environment is staging, no changes to ledger configuration
+///
+/// State is stored in Application Support
+@property (nonatomic, class, readonly) BATBraveRewardsConfiguration *stagingConfiguration NS_SWIFT_NAME(staging);
+/// The production configuration. Environment is production, no changes to ledger configuration
 ///
 /// State is stored in Application Support
 @property (nonatomic, class, readonly) BATBraveRewardsConfiguration *productionConfiguration NS_SWIFT_NAME(production);
-/// The testing configuration. Channel is debug & testing. Short retries are enabled, number of
-/// seconds between reconciles is set to 30 seconds instead of 30 days.
+/// The testing configuration. Environment is development & is_testing is set to true. Short retries are enabled,
+/// number of seconds between reconciles is set to 30 seconds instead of 30 days.
 ///
 /// State is saved to a directory created in /tmp
 @property (nonatomic, class, readonly) BATBraveRewardsConfiguration *testingConfiguration NS_SWIFT_NAME(testing);
diff --git a/vendor/brave-ios/BATBraveRewards.m b/vendor/brave-ios/BATBraveRewards.m
index 79ba4f9205e9..ee8aee9dcfbe 100644
--- a/vendor/brave-ios/BATBraveRewards.m
+++ b/vendor/brave-ios/BATBraveRewards.m
@@ -10,14 +10,22 @@ @implementation BATBraveRewardsConfiguration
 + (BATBraveRewardsConfiguration *)defaultConfiguration
 {
   __auto_type config = [[BATBraveRewardsConfiguration alloc] init];
+  config.environment = BATEnvironmentDevelopment;
   config.stateStoragePath = NSSearchPathForDirectoriesInDomains(NSApplicationSupportDirectory, NSUserDomainMask, YES).firstObject;
   return config;
 }
 
++ (BATBraveRewardsConfiguration *)stagingConfiguration
+{
+  __auto_type config = [self defaultConfiguration];
+  config.environment = BATEnvironmentStaging;
+  return config;
+}
+
 + (BATBraveRewardsConfiguration *)productionConfiguration
 {
   __auto_type config = [self defaultConfiguration];
-  config.production = YES;
+  config.environment = BATEnvironmentProduction;
   return config;
 }
 
@@ -35,7 +43,7 @@ - (id)copyWithZone:(NSZone *)zone
 {
   __auto_type config = [[BATBraveRewardsConfiguration alloc] init];
   config.stateStoragePath = self.stateStoragePath;
-  config.production = self.production;
+  config.environment = self.environment;
   config.testing = self.testing;
   config.useShortRetries = self.useShortRetries;
   config.overridenNumberOfSecondsBetweenReconcile = self.overridenNumberOfSecondsBetweenReconcile;
@@ -80,12 +88,12 @@ - (instancetype)initWithConfiguration:(BATBraveRewardsConfiguration *)configurat
     self.ledgerClass = ledgerClass ?: BATBraveLedger.class;
     self.adsClass = adsClass ?: BATBraveAds.class;
 
-    BATBraveAds.debug = !configuration.production;
-    BATBraveAds.production = configuration.production;
+    BATBraveAds.debug = configuration.environment != BATEnvironmentProduction;
+    BATBraveAds.environment = configuration.environment;
     BATBraveAds.testing = configuration.testing;
 
-    BATBraveLedger.debug = !configuration.production;
-    BATBraveLedger.production = configuration.production;
+    BATBraveLedger.debug = configuration.environment != BATEnvironmentProduction;
+    BATBraveLedger.environment = configuration.environment;
     BATBraveLedger.testing = configuration.testing;
     BATBraveLedger.useShortRetries = configuration.useShortRetries;
     BATBraveLedger.reconcileTime = configuration.overridenNumberOfSecondsBetweenReconcile;
diff --git a/vendor/brave-ios/Ledger/BATBraveLedger.h b/vendor/brave-ios/Ledger/BATBraveLedger.h
index 133393a8420e..b2c81daf9406 100644
--- a/vendor/brave-ios/Ledger/BATBraveLedger.h
+++ b/vendor/brave-ios/Ledger/BATBraveLedger.h
@@ -45,8 +45,8 @@ NS_SWIFT_NAME(BraveLedger)
 
 /// Whether or not to use staging servers. Defaults to false
 @property (nonatomic, class, getter=isDebug) BOOL debug;
-/// Whether or not to use production servers. Defaults to true
-@property (nonatomic, class, getter=isProduction) BOOL production;
+/// The environment that ledger is communicating with
+@property (nonatomic, class) BATEnvironment environment;
 /// Marks if this is being ran in a test environment. Defaults to false
 @property (nonatomic, class, getter=isTesting) BOOL testing;
 /// Number of minutes between reconciles override. Defaults to 0 (no override)
diff --git a/vendor/brave-ios/Ledger/BATBraveLedger.mm b/vendor/brave-ios/Ledger/BATBraveLedger.mm
index d00fddbfcefd..a50d737ddd1a 100644
--- a/vendor/brave-ios/Ledger/BATBraveLedger.mm
+++ b/vendor/brave-ios/Ledger/BATBraveLedger.mm
@@ -193,10 +193,19 @@ - (void)removeObserver:(BATBraveLedgerObserver *)observer
 
 BATClassLedgerBridge(BOOL, isDebug, setDebug, is_debug)
 BATClassLedgerBridge(BOOL, isTesting, setTesting, is_testing)
-BATClassLedgerBridge(BOOL, isProduction, setProduction, is_production)
 BATClassLedgerBridge(int, reconcileTime, setReconcileTime, reconcile_time)
 BATClassLedgerBridge(BOOL, useShortRetries, setUseShortRetries, short_retries)
 
++ (BATEnvironment)environment
+{
+  return static_cast<BATEnvironment>(ledger::_environment);
+}
+
++ (void)setEnvironment:(BATEnvironment)environment
+{
+  ledger::_environment = static_cast<ledger::Environment>(environment);
+}
+
 #pragma mark - Wallet
 
 BATLedgerReadonlyBridge(BOOL, isWalletCreated, IsWalletCreated)