diff --git a/components/brave_rewards/resources/tip/components/siteBanner.tsx b/components/brave_rewards/resources/tip/components/siteBanner.tsx
index 9e18dc95fd35..f97e7ed6e783 100644
--- a/components/brave_rewards/resources/tip/components/siteBanner.tsx
+++ b/components/brave_rewards/resources/tip/components/siteBanner.tsx
@@ -218,9 +218,17 @@ class Banner extends React.Component<Props, State> {
       return false
     }
 
-    const hasAnonBalance = wallets['anonymous'] && wallets['anonymous'] > 0
+    let nonUserFunds = 0
 
-    return connected && !hasAnonBalance
+    if (wallets['anonymous']) {
+      nonUserFunds += wallets['anonymous']
+    }
+
+    if (wallets['blinded']) {
+      nonUserFunds += wallets['blinded']
+    }
+
+    return connected && nonUserFunds === 0
   }
 
   render () {