User wallet: Protocol changes (Tips)

[mandar-brave]

Cross referencing: #4775

User wallets -> Tips has a protocol change per TOS;
a) 95% of the payment will go the publishers
b) 5% of the payment will go to the settlement wallet as the fee

@evq for protocol specific changes.
@alexwykoff

[LaurenWags]

Verified passed with

Brave	0.69.121 Chromium: 76.0.3809.132 (Official Build) beta (64-bit)
Revision	fd1acc410994a7a68ac25bc77513d443f3130860-refs/branch-heads/3809@{#1035}
OS	Mac OS X

• Verified test plan from Uphold wallet brave-core#2696
• Verified this is what shows in uphold when tipping from Verified/KYC'd account (95/5% split):
  
• Verified still able to tip if you never connect to uphold at all and tip from anon Brave wallet.
• Verified able to tip if you had BAT in your anon wallet and then connected a non-KYC'd Uphold account (note, this could be funded with crypto as allowable by local laws). BAT in anon wallet is used prior to any BAT in the Brave Browser card.

Verification passed on

Brave	0.69.124 Chromium: 76.0.3809.132 (Official Build) (64-bit)
Revision	fd1acc410994a7a68ac25bc77513d443f3130860-refs/branch-heads/3809@{#1035}
OS	Ubuntu 18.04 LTS

• Verified test plan from Uphold wallet brave-core#2696
• Verified this is what shows in uphold when tipping from Verified/KYC'd account (95/5% split):
  
• Verified still able to tip if you never connect to uphold at all and tip from anon Brave wallet.
• Verified able to tip if you had BAT in your anon wallet and then connected a non-KYC'd Uphold account (note, this could be funded with crypto as allowable by local laws). BAT in anon wallet is used prior to any BAT in the Brave Browser card.

Verification passed on

Brave	0.69.124 Chromium: 76.0.3809.132 (Official Build) (64-bit)
Revision	fd1acc410994a7a68ac25bc77513d443f3130860-refs/branch-heads/3809@{#1035}
OS	Windows 10 OS Version 1803 (Build 17134.523)

• Verified test plan from Uphold wallet brave-core#2696
• Verified this is what shows in uphold when tipping from Verified/KYC'd account (95/5% split):

• Verified still able to tip if you never connect to uphold at all and tip from anon Brave wallet.
• Verified able to tip if you had BAT in your anon wallet and then connected a non-KYC'd Uphold account (note, this could be funded with crypto as allowable by local laws). BAT in anon wallet is used prior to any BAT in the Brave Browser card.