diff --git a/apitest/scripts/trade-simulation-utils.sh b/apitest/scripts/trade-simulation-utils.sh
index 2c7f93138ab..180e1894dfd 100755
--- a/apitest/scripts/trade-simulation-utils.sh
+++ b/apitest/scripts/trade-simulation-utils.sh
@@ -152,6 +152,51 @@ getpaymentaccounts() {
     echo "$CMD_OUTPUT"
 }
 
+showcreatepaymentacctsteps() {
+    USER="$1"
+    PORT="$2"
+    printdate "$USER looks for the ID of the face to face payment account method (Bob will use same payment method)."
+    CMD="$CLI_BASE --port=$PORT getpaymentmethods"
+    printdate "$USER CLI: $CMD"
+    PAYMENT_ACCT_METHODS=$(getpaymentaccountmethods "$CMD")
+    echo "$PAYMENT_ACCT_METHODS"
+    printbreak
+
+    printdate "$USER uses the F2F payment method id to create a face to face payment account in country $COUNTRY_CODE."
+    CMD="$CLI_BASE --port=$PORT getpaymentacctform --payment-method-id=F2F"
+    printdate "$USER CLI: $CMD"
+    getpaymentaccountform "$CMD"
+    printbreak
+
+    printdate "$USER edits the $COUNTRY_CODE payment account form, and (optionally) renames it as $F2F_ACCT_FORM"
+    editpaymentaccountform "$COUNTRY_CODE"
+    cat "$APITEST_SCRIPTS_HOME/$F2F_ACCT_FORM"
+
+    # Remove the autogenerated json template because we are going to use one created by a python script in the next step.
+    CMD="rm -v $APP_HOME/f2f_*.json"
+    DELETE_JSON_TEMPLATE=$($CMD)
+    printdate "$DELETE_JSON_TEMPLATE"
+    printbreak
+}
+
+gencreateoffercommand() {
+    PORT="$1"
+    ACCT_ID="$2"
+    CMD="$CLI_BASE --port=$PORT createoffer"
+    CMD+=" --payment-account=$ACCT_ID"
+    CMD+=" --direction=$DIRECTION"
+    CMD+=" --currency-code=$CURRENCY_CODE"
+    CMD+=" --amount=$AMOUNT"
+    if [ -z "$MKT_PRICE_MARGIN" ]; then
+        CMD+=" --fixed-price=$FIXED_PRICE"
+    else
+        CMD+=" --market-price-margin=$MKT_PRICE_MARGIN"
+    fi
+    CMD+=" --security-deposit=15.0"
+    CMD+=" --fee-currency=BSQ"
+    echo "$CMD"
+}
+
 createoffer() {
     CREATE_OFFER_CMD="$1"
     OFFER_DESC=$($CREATE_OFFER_CMD)
@@ -165,6 +210,124 @@ createoffer() {
     echo "$NEW_OFFER_ID"
 }
 
+getfirstofferid() {
+    PORT="$1"
+    CMD="$CLI_BASE --port=$PORT getoffers --direction=$DIRECTION --currency-code=$CURRENCY_CODE"
+    CMD_OUTPUT=$($CMD)
+    commandalert $? "Could not get current $DIRECTION / $CURRENCY_CODE offers."
+    FIRST_OFFER_DETAIL=$(echo -e "$CMD_OUTPUT" | sed -n '2p')
+    FIRST_OFFER_ID=$(echo -e "$FIRST_OFFER_DETAIL" | awk '{print $NF}')
+    commandalert $? "Could parse the offer-id from the first listed offer."
+    echo "$FIRST_OFFER_ID"
+}
+
+# This is a large function that should be broken up if it ever makes sense to not treat a trade
+# execution simulation as an atomic operation.  But we are not testing api methods here, just
+# demonstrating how to use them to get through the trade protocol.  It should work for any trade
+# between Bob & Alice, as long as Alice is maker, Bob is taker, and the offer to be taken is the
+# first displayed in Bob's getoffers command output.
+executetrade() {
+    # Bob list available offers.
+    printdate "BOB $BOB_ROLE:  Looking at $DIRECTION $CURRENCY_CODE offers."
+    CMD="$CLI_BASE --port=$BOB_PORT getoffers --direction=$DIRECTION --currency-code=$CURRENCY_CODE"
+    printdate "BOB CLI: $CMD"
+    OFFERS=$($CMD)
+    exitoncommandalert $?
+    echo "$OFFERS"
+    printbreak
+
+    OFFER_ID=$(getfirstofferid "$BOB_PORT")
+    exitoncommandalert $?
+    printdate "First offer found: $OFFER_ID"
+
+    # Take Alice's offer.
+    CMD="$CLI_BASE --port=$BOB_PORT takeoffer --offer-id=$OFFER_ID --payment-account=$BOB_ACCT_ID --fee-currency=bsq"
+    printdate "BOB CLI: $CMD"
+    TRADE=$($CMD)
+    commandalert $? "Could not take offer."
+    # Print the takeoffer command's console output.
+    printdate "$TRADE"
+    printbreak
+    sleeptraced 10
+
+    # Generate some btc blocks
+    printdate "Generating btc blocks after Bob takes Alice's offer."
+    genbtcblocks 3 3
+    printbreak
+    sleeptraced 5
+
+    # Send payment sent and received messages.
+    if [ "$DIRECTION" = "BUY" ]
+    then
+        PAYER="ALICE $ALICE_ROLE"
+        PAYER_PORT=$ALICE_PORT
+        PAYER_CLI="ALICE CLI"
+        PAYEE="BOB $BOB_ROLE"
+        PAYEE_PORT=$BOB_PORT
+        PAYEE_CLI="BOB CLI"
+    else
+        PAYER="BOB $BOB_ROLE"
+        PAYER_PORT=$BOB_PORT
+        PAYER_CLI="BOB CLI"
+        PAYEE="ALICE $ALICE_ROLE"
+        PAYEE_PORT=$ALICE_PORT
+        PAYEE_CLI="ALICE CLI"
+    fi
+
+    # Confirm payment started.
+    printdate "$PAYER:  Sending fiat payment sent msg."
+    CMD="$CLI_BASE --port=$PAYER_PORT confirmpaymentstarted --trade-id=$OFFER_ID"
+    printdate "$PAYER_CLI: $CMD"
+    SENT_MSG=$($CMD)
+    commandalert $? "Could not send confirmpaymentstarted message."
+    # Print the confirmpaymentstarted command's console output.
+    printdate "$SENT_MSG"
+    printbreak
+
+    sleeptraced 2
+    printdate "Generating btc blocks after fiat payment sent msg."
+    genbtcblocks 3 5
+    sleeptraced 2
+    printbreak
+
+    # Confirm payment received.
+    printdate "$PAYEE:  Sending fiat payment received msg."
+    CMD="$CLI_BASE --port=$PAYEE_PORT confirmpaymentreceived --trade-id=$OFFER_ID"
+    printdate "$PAYEE_CLI: $CMD"
+    RCVD_MSG=$($CMD)
+    commandalert $? "Could not send confirmpaymentreceived message."
+    # Print the confirmpaymentreceived command's console output.
+    printdate "$RCVD_MSG"
+    printbreak
+    sleeptraced 4
+
+    # Generate some btc blocks
+    printdate "Generating btc blocks after fiat transfer."
+    genbtcblocks 3 5
+    printbreak
+    sleeptraced 3
+
+    # Complete the trade on the seller side.
+    if [ "$DIRECTION" = "BUY" ]
+    then
+        printdate "BOB $BOB_ROLE:  Closing trade by keeping funds in Bisq wallet."
+        CMD="$CLI_BASE --port=$BOB_PORT keepfunds --trade-id=$OFFER_ID"
+        printdate "BOB CLI: $CMD"
+    else
+        printdate "ALICE (taker):  Closing trade by keeping funds in Bisq wallet."
+        CMD="$CLI_BASE --port=$ALICE_PORT keepfunds --trade-id=$OFFER_ID"
+        printdate "ALICE CLI: $CMD"
+    fi
+    KEEP_FUNDS_MSG=$($CMD)
+    commandalert $? "Could close trade with keepfunds command."
+    # Print the keepfunds command's console output.
+    printdate "$KEEP_FUNDS_MSG"
+    sleeptraced 5
+    printbreak
+
+    printdate "Trade $OFFER_ID complete."
+}
+
 getcurrentprice() {
     PORT="$1"
     CURRENCY_CODE="$2"
diff --git a/apitest/scripts/trade-simulation.sh b/apitest/scripts/trade-simulation.sh
index 477703d8ec1..cf8bda74102 100755
--- a/apitest/scripts/trade-simulation.sh
+++ b/apitest/scripts/trade-simulation.sh
@@ -55,63 +55,38 @@ printbreak
 
 registerdisputeagents
 
-printdate "Alice looks for the ID of the face to face payment account method (Bob will use same payment method)."
-CMD="$CLI_BASE --port=$ALICE_PORT getpaymentmethods"
-printdate "ALICE CLI: $CMD"
-getpaymentaccountmethods "$CMD"
-printbreak
+# Demonstrate how to create a country based, face to face account.
+showcreatepaymentacctsteps "Alice" "$ALICE_PORT"
 
-printdate "Alice uses the F2F payment method id to create a face to face payment account in country $COUNTRY_CODE."
-CMD="$CLI_BASE --port=$ALICE_PORT getpaymentacctform --payment-method-id=F2F"
+CMD="$CLI_BASE --port=$ALICE_PORT createpaymentacct --payment-account-form=$APITEST_SCRIPTS_HOME/$F2F_ACCT_FORM"
 printdate "ALICE CLI: $CMD"
-getpaymentaccountform "$CMD"
+CMD_OUTPUT=$(createpaymentacct "$CMD")
+echo "$CMD_OUTPUT"
 printbreak
-
-printdate "Bob & Alice edit their $COUNTRY_CODE payment account forms, and renames them to $F2F_ACCT_FORM"
-editpaymentaccountform "$COUNTRY_CODE"
-cat "$APITEST_SCRIPTS_HOME/$F2F_ACCT_FORM"
-
-# Remove the autogenerated json template because we are going to use one created by a python script in the next step.
-CMD="rm -v $APP_HOME/f2f_*.json"
-DELETE_JSON_TEMPLATE=$($CMD)
-printdate "$DELETE_JSON_TEMPLATE"
+export ALICE_ACCT_ID=$(getnewpaymentacctid "$CMD_OUTPUT")
+export CURRENCY_CODE=$(getnewpaymentacctcurrency "$CMD_OUTPUT")
+printdate "Alice's F2F payment-account-id: $ALICE_ACCT_ID, currency-code: $CURRENCY_CODE"
+exitoncommandalert $?
 printbreak
 
-printdate "Bob and Alice create their face to face $COUNTRY_CODE payment accounts."
+printdate "Bob creates his F2F payment account."
 CMD="$CLI_BASE --port=$BOB_PORT createpaymentacct --payment-account-form=$APITEST_SCRIPTS_HOME/$F2F_ACCT_FORM"
 printdate "BOB CLI: $CMD"
 CMD_OUTPUT=$(createpaymentacct "$CMD")
 echo "$CMD_OUTPUT"
-BOB_ACCT_ID=$(getnewpaymentacctid "$CMD_OUTPUT")
-BOB_ACCT_CURRENCY_CODE=$(getnewpaymentacctcurrency "$CMD_OUTPUT")
-printdate "BOB F2F payment-account-id = $BOB_ACCT_ID, currency-code = $BOB_ACCT_CURRENCY_CODE."
 printbreak
-
-CMD="$CLI_BASE --port=$ALICE_PORT createpaymentacct --payment-account-form=$APITEST_SCRIPTS_HOME/$F2F_ACCT_FORM"
-printdate "ALICE CLI: $CMD"
-CMD_OUTPUT=$(createpaymentacct "$CMD")
-echo "$CMD_OUTPUT"
-ALICE_ACCT_ID=$(getnewpaymentacctid "$CMD_OUTPUT")
-ALICE_ACCT_CURRENCY_CODE=$(getnewpaymentacctcurrency "$CMD_OUTPUT")
-printdate "ALICE F2F payment-account-id = $ALICE_ACCT_ID, currency-code = $ALICE_ACCT_CURRENCY_CODE."
+export BOB_ACCT_ID=$(getnewpaymentacctid "$CMD_OUTPUT")
+export CURRENCY_CODE=$(getnewpaymentacctcurrency "$CMD_OUTPUT")
+printdate "Bob's F2F payment-account-id: $BOB_ACCT_ID, currency-code: $CURRENCY_CODE"
+exitoncommandalert $?
 printbreak
 
-printdate "ALICE $ALICE_ROLE:  Creating $DIRECTION $ALICE_ACCT_CURRENCY_CODE offer with payment acct $ALICE_ACCT_ID."
-CURRENT_PRICE=$(getcurrentprice "$ALICE_PORT" "$ALICE_ACCT_CURRENCY_CODE")
+# Alice creates an offer.
+printdate "ALICE $ALICE_ROLE:  Creating $DIRECTION $CURRENCY_CODE offer with payment acct $ALICE_ACCT_ID."
+CURRENT_PRICE=$(getcurrentprice "$ALICE_PORT" "$CURRENCY_CODE")
 exitoncommandalert $?
 printdate "Current Market Price: $CURRENT_PRICE"
-CMD="$CLI_BASE --port=$ALICE_PORT createoffer"
-CMD+=" --payment-account=$ALICE_ACCT_ID"
-CMD+=" --direction=$DIRECTION"
-CMD+=" --currency-code=$ALICE_ACCT_CURRENCY_CODE"
-CMD+=" --amount=$AMOUNT"
-if [ -z "$MKT_PRICE_MARGIN" ]; then
-    CMD+=" --fixed-price=$FIXED_PRICE"
-else
-    CMD+=" --market-price-margin=$MKT_PRICE_MARGIN"
-fi
-CMD+=" --security-deposit=15.0"
-CMD+=" --fee-currency=BSQ"
+CMD=$(gencreateoffercommand "$ALICE_PORT" "$ALICE_ACCT_ID")
 printdate "ALICE CLI: $CMD"
 OFFER_ID=$(createoffer "$CMD")
 exitoncommandalert $?
@@ -135,98 +110,9 @@ genbtcblocks 3 5
 printbreak
 sleeptraced 10
 
-# List offers.
-printdate "BOB $BOB_ROLE:  Looking at $DIRECTION $BOB_ACCT_CURRENCY_CODE offers."
-CMD="$CLI_BASE --port=$BOB_PORT getoffers --direction=$DIRECTION --currency-code=$BOB_ACCT_CURRENCY_CODE"
-printdate "BOB CLI: $CMD"
-OFFERS=$($CMD)
+# Go through the trade protocol.
+executetrade
 exitoncommandalert $?
-echo "$OFFERS"
-printbreak
-sleeptraced 3
-
-# Take offer.
-printdate "BOB $BOB_ROLE:  Taking offer $OFFER_ID with payment acct $BOB_ACCT_ID."
-CMD="$CLI_BASE --port=$BOB_PORT takeoffer --offer-id=$OFFER_ID --payment-account=$BOB_ACCT_ID --fee-currency=bsq"
-printdate "BOB CLI: $CMD"
-TRADE=$($CMD)
-commandalert $? "Could not take offer."
-
-echo "$TRADE"
-printbreak
-sleeptraced 10
-
-# Generating some btc blocks
-printdate "Generating btc blocks after Bob takes Alice's offer."
-genbtcblocks 3 3
-printbreak
-sleeptraced 6
-
-# Send payment sent and received messages.
-if [ "$DIRECTION" = "BUY" ]
-then
-    PAYER="ALICE $ALICE_ROLE"
-    PAYER_PORT=$ALICE_PORT
-    PAYER_CLI="ALICE CLI"
-    PAYEE="BOB $BOB_ROLE"
-    PAYEE_PORT=$BOB_PORT
-    PAYEE_CLI="BOB CLI"
-else
-    PAYER="BOB $BOB_ROLE"
-    PAYER_PORT=$BOB_PORT
-    PAYER_CLI="BOB CLI"
-    PAYEE="ALICE $ALICE_ROLE"
-    PAYEE_PORT=$ALICE_PORT
-    PAYEE_CLI="ALICE CLI"
-fi
-
-# Confirm payment started.
-printdate "$PAYER:  Sending fiat payment sent msg."
-CMD="$CLI_BASE --port=$PAYER_PORT confirmpaymentstarted --trade-id=$OFFER_ID"
-printdate "$PAYER_CLI: $CMD"
-SENT_MSG=$($CMD)
-commandalert $? "Could not send confirmpaymentstarted message."
-
-printdate "$SENT_MSG"
-printbreak
-
-sleeptraced 2
-printdate "Generating btc blocks after fiat payment sent msg."
-genbtcblocks 3 5
-sleeptraced 2
-printbreak
-
-# Confirm payment received.
-printdate "$PAYEE:  Sending fiat payment received msg."
-CMD="$CLI_BASE --port=$PAYEE_PORT confirmpaymentreceived --trade-id=$OFFER_ID"
-printdate "$PAYEE_CLI: $CMD"
-RCVD_MSG=$($CMD)
-commandalert $? "Could not send confirmpaymentreceived message."
-printdate "$RCVD_MSG"
-printbreak
-sleeptraced 4
-
-# Generate some btc blocks
-printdate "Generating btc blocks after fiat transfer."
-genbtcblocks 3 5
-printbreak
-sleeptraced 3
-
-# Complete the trade on the seller side.
-if [ "$DIRECTION" = "BUY" ]
-then
-    printdate "BOB $BOB_ROLE:  Closing trade by keeping funds in Bisq wallet."
-    CMD="$CLI_BASE --port=$BOB_PORT keepfunds --trade-id=$OFFER_ID"
-    printdate "BOB CLI: $CMD"
-else
-    printdate "ALICE (taker):  Closing trade by keeping funds in Bisq wallet."
-    CMD="$CLI_BASE --port=$ALICE_PORT keepfunds --trade-id=$OFFER_ID"
-    printdate "ALICE CLI: $CMD"
-fi
-KEEP_FUNDS_MSG=$($CMD)
-commandalert $? "Could close trade with keepfunds command."
-printdate "$KEEP_FUNDS_MSG"
-sleeptraced 5
 printbreak
 
 # Get balances after trade completion.