diff --git a/runtime/src/bank.rs b/runtime/src/bank.rs
index 2216219ae4a99a..8411d7773b71f9 100644
--- a/runtime/src/bank.rs
+++ b/runtime/src/bank.rs
@@ -142,6 +142,7 @@ use {
         rent::RentDue,
         rent_collector::{CollectedInfo, RentCollector, RENT_EXEMPT_RENT_EPOCH},
         rent_debits::RentDebits,
+        reserved_account_keys::ReservedAccountKeys,
         reward_info::RewardInfo,
         saturating_add_assign,
         signature::{Keypair, Signature},
@@ -563,6 +564,7 @@ impl PartialEq for Bank {
             transaction_log_collector_config: _,
             transaction_log_collector: _,
             feature_set: _,
+            reserved_account_keys: _,
             drop_callback: _,
             freeze_started: _,
             vote_only_bank: _,
@@ -783,6 +785,9 @@ pub struct Bank {
 
     pub feature_set: Arc<FeatureSet>,
 
+    /// Set of reserved account keys that cannot be write locked
+    reserved_account_keys: Arc<ReservedAccountKeys>,
+
     /// callback function only to be called when dropping and should only be called once
     pub drop_callback: RwLock<OptionalDropCallback>,
 
@@ -929,6 +934,7 @@ impl Bank {
             ),
             transaction_log_collector: Arc::<RwLock<TransactionLogCollector>>::default(),
             feature_set: Arc::<FeatureSet>::default(),
+            reserved_account_keys: Arc::<ReservedAccountKeys>::default(),
             drop_callback: RwLock::new(OptionalDropCallback(None)),
             freeze_started: AtomicBool::default(),
             vote_only_bank: false,
@@ -1179,6 +1185,7 @@ impl Bank {
             transaction_log_collector_config,
             transaction_log_collector: Arc::new(RwLock::new(TransactionLogCollector::default())),
             feature_set: Arc::clone(&feature_set),
+            reserved_account_keys: parent.reserved_account_keys.clone(),
             drop_callback: RwLock::new(OptionalDropCallback(
                 parent
                     .drop_callback
@@ -1639,6 +1646,7 @@ impl Bank {
             ),
             transaction_log_collector: Arc::<RwLock<TransactionLogCollector>>::default(),
             feature_set: Arc::<FeatureSet>::default(),
+            reserved_account_keys: Arc::<ReservedAccountKeys>::default(),
             drop_callback: RwLock::new(OptionalDropCallback(None)),
             freeze_started: AtomicBool::new(fields.hash != Hash::default()),
             vote_only_bank: false,
@@ -6502,6 +6510,12 @@ impl Bank {
         }
     }
 
+    /// Get a set of all actively reserved account keys that are not allowed to
+    /// be write-locked during transaction processing.
+    pub fn get_reserved_account_keys(&self) -> &HashSet<Pubkey> {
+        &self.reserved_account_keys.active
+    }
+
     // This is called from snapshot restore AND for each epoch boundary
     // The entire code path herein must be idempotent
     fn apply_feature_activations(
@@ -6532,6 +6546,13 @@ impl Bank {
             }
         }
 
+        // Update active set of reserved account keys which are not allowed to be write locked
+        self.reserved_account_keys = {
+            let mut reserved_keys = ReservedAccountKeys::clone(&self.reserved_account_keys);
+            reserved_keys.update_active_set(&self.feature_set);
+            Arc::new(reserved_keys)
+        };
+
         if new_feature_activations.contains(&feature_set::pico_inflation::id()) {
             *self.inflation.write().unwrap() = Inflation::pico();
             self.fee_rate_governor.burn_percent = 50; // 50% fee burn
diff --git a/runtime/src/bank/tests.rs b/runtime/src/bank/tests.rs
index f472ac0a9a7b87..02c889d4b780f7 100644
--- a/runtime/src/bank/tests.rs
+++ b/runtime/src/bank/tests.rs
@@ -7952,6 +7952,32 @@ fn test_compute_active_feature_set() {
     assert!(feature_set.is_active(&test_feature));
 }
 
+#[test]
+fn test_reserved_account_keys() {
+    let bank0 = create_simple_test_arc_bank(100_000).0;
+    let mut bank = Bank::new_from_parent(bank0, &Pubkey::default(), 1);
+    bank.feature_set = Arc::new(FeatureSet::default());
+
+    assert_eq!(
+        bank.get_reserved_account_keys().len(),
+        20,
+        "before activating the new feature, bank should already have active reserved keys"
+    );
+
+    // Activate `add_new_reserved_account_keys` feature
+    bank.store_account(
+        &feature_set::add_new_reserved_account_keys::id(),
+        &feature::create_account(&Feature::default(), 42),
+    );
+    bank.apply_feature_activations(ApplyFeatureActivationsCaller::NewFromParent, true);
+
+    assert_eq!(
+        bank.get_reserved_account_keys().len(),
+        29,
+        "after activating the new feature, bank should have new active reserved keys"
+    );
+}
+
 #[test]
 fn test_program_replacement() {
     let mut bank = create_simple_test_bank(0);
diff --git a/sdk/src/reserved_account_keys.rs b/sdk/src/reserved_account_keys.rs
index 2102949b240f49..37867ff9d99047 100644
--- a/sdk/src/reserved_account_keys.rs
+++ b/sdk/src/reserved_account_keys.rs
@@ -22,6 +22,16 @@ mod zk_token_proof_program {
     solana_sdk::declare_id!("ZkTokenProof1111111111111111111111111111111");
 }
 
+// ReservedAccountKeys is not serialized into or deserialized from bank
+// snapshots but the bank requires this trait to be implemented anyways.
+#[cfg(RUSTC_WITH_SPECIALIZATION)]
+impl ::solana_frozen_abi::abi_example::AbiExample for ReservedAccountKeys {
+    fn example() -> Self {
+        // ReservedAccountKeys is not Serialize so just rely on Default.
+        ReservedAccountKeys::default()
+    }
+}
+
 /// `ReservedAccountKeys` holds the set of currently active/inactive
 /// account keys that are reserved by the protocol and may not be write-locked
 /// during transaction processing.