diff --git a/core/.gas-snapshot b/core/.gas-snapshot
index 2f081dbe..04bb3a5d 100644
--- a/core/.gas-snapshot
+++ b/core/.gas-snapshot
@@ -1,26 +1,26 @@
 BorrowerGasTest:test_addMargin() (gas: 16203)
-BorrowerGasTest:test_borrow() (gas: 110492)
+BorrowerGasTest:test_borrow() (gas: 110489)
 BorrowerGasTest:test_getUniswapPositions() (gas: 5219)
-BorrowerGasTest:test_modify() (gas: 82111)
-BorrowerGasTest:test_modifyWithAnte() (gas: 88566)
-BorrowerGasTest:test_repay() (gas: 111851)
-BorrowerGasTest:test_uniswapDepositInBorrower() (gas: 257726)
+BorrowerGasTest:test_modify() (gas: 82108)
+BorrowerGasTest:test_modifyWithAnte() (gas: 88563)
+BorrowerGasTest:test_repay() (gas: 111848)
+BorrowerGasTest:test_uniswapDepositInBorrower() (gas: 257723)
 BorrowerGasTest:test_uniswapDepositStandard() (gas: 167558)
-BorrowerGasTest:test_uniswapWithdraw() (gas: 147623)
-BorrowerGasTest:test_withdraw() (gas: 105631)
-FactoryGasTest:test_createBorrower() (gas: 156437)
-FactoryGasTest:test_createMarket() (gas: 3900597)
+BorrowerGasTest:test_uniswapWithdraw() (gas: 147620)
+BorrowerGasTest:test_withdraw() (gas: 105628)
+FactoryGasTest:test_createBorrower() (gas: 156431)
+FactoryGasTest:test_createMarket() (gas: 3900591)
 LenderGasTest:test_accrueInterest() (gas: 46287)
 LenderGasTest:test_borrow() (gas: 40812)
 LenderGasTest:test_deposit() (gas: 53639)
 LenderGasTest:test_depositWithCourier() (gas: 53785)
 LenderGasTest:test_redeem() (gas: 53334)
-LenderGasTest:test_redeemWithCourier() (gas: 83730)
+LenderGasTest:test_redeemWithCourier() (gas: 83726)
 LenderGasTest:test_repay() (gas: 44752)
-LiquidatorGasTest:test_noCallbackOneAsset() (gas: 51020)
-LiquidatorGasTest:test_noCallbackTwoAssets() (gas: 59179)
-LiquidatorGasTest:test_noCallbackTwoAssetsAndUniswapPosition() (gas: 95598)
-LiquidatorGasTest:test_warn() (gas: 35026)
-LiquidatorGasTest:test_withCallbackAndSwap() (gas: 130185)
+LiquidatorGasTest:test_noCallbackOneAsset() (gas: 51017)
+LiquidatorGasTest:test_noCallbackTwoAssets() (gas: 59176)
+LiquidatorGasTest:test_noCallbackTwoAssetsAndUniswapPosition() (gas: 95596)
+LiquidatorGasTest:test_warn() (gas: 35023)
+LiquidatorGasTest:test_withCallbackAndSwap() (gas: 130182)
 VolatilityGasTest:test_consult() (gas: 43075)
 VolatilityGasTest:test_updateNoBinarySearch() (gas: 145910)
\ No newline at end of file
diff --git a/core/.storage-layout.md b/core/.storage-layout.md
index 0ebcc522..e4bcd4b0 100644
--- a/core/.storage-layout.md
+++ b/core/.storage-layout.md
@@ -24,10 +24,11 @@ forge inspect --pretty src/Borrower.sol:Borrower storage-layout
 forge inspect --pretty src/Factory.sol:Factory storage-layout
 | Name          | Type                                                          | Slot | Offset | Bytes | Contract                |
 |---------------|---------------------------------------------------------------|------|--------|-------|-------------------------|
-| getMarket     | mapping(contract IUniswapV3Pool => struct Factory.Market)     | 0    | 0      | 32    | src/Factory.sol:Factory |
-| getParameters | mapping(contract IUniswapV3Pool => struct Factory.Parameters) | 1    | 0      | 32    | src/Factory.sol:Factory |
-| isLender      | mapping(address => bool)                                      | 2    | 0      | 32    | src/Factory.sol:Factory |
-| isBorrower    | mapping(address => bool)                                      | 3    | 0      | 32    | src/Factory.sol:Factory |
-| couriers      | mapping(uint32 => struct Factory.Courier)                     | 4    | 0      | 32    | src/Factory.sol:Factory |
-| isCourier     | mapping(address => bool)                                      | 5    | 0      | 32    | src/Factory.sol:Factory |
+| rewardsToken  | contract ERC20                                                | 0    | 0      | 20    | src/Factory.sol:Factory |
+| getMarket     | mapping(contract IUniswapV3Pool => struct Factory.Market)     | 1    | 0      | 32    | src/Factory.sol:Factory |
+| getParameters | mapping(contract IUniswapV3Pool => struct Factory.Parameters) | 2    | 0      | 32    | src/Factory.sol:Factory |
+| isLender      | mapping(address => bool)                                      | 3    | 0      | 32    | src/Factory.sol:Factory |
+| isBorrower    | mapping(address => bool)                                      | 4    | 0      | 32    | src/Factory.sol:Factory |
+| couriers      | mapping(uint32 => struct Factory.Courier)                     | 5    | 0      | 32    | src/Factory.sol:Factory |
+| isCourier     | mapping(address => bool)                                      | 6    | 0      | 32    | src/Factory.sol:Factory |
 
diff --git a/core/src/Factory.sol b/core/src/Factory.sol
index ac00a399..14669fe8 100644
--- a/core/src/Factory.sol
+++ b/core/src/Factory.sol
@@ -47,10 +47,10 @@ contract Factory {
 
     IRateModel public immutable RATE_MODEL;
 
-    ERC20 public immutable REWARDS_TOKEN;
-
     address public immutable LENDER_IMPLEMENTATION;
 
+    ERC20 public rewardsToken;
+
     /*//////////////////////////////////////////////////////////////
                              WORLD STORAGE
     //////////////////////////////////////////////////////////////*/
@@ -80,12 +80,12 @@ contract Factory {
                               CONSTRUCTOR
     //////////////////////////////////////////////////////////////*/
 
-    constructor(VolatilityOracle oracle, IRateModel rateModel, ERC20 rewardsToken) {
+    constructor(VolatilityOracle oracle, IRateModel rateModel, ERC20 rewardsToken_) {
         ORACLE = oracle;
         RATE_MODEL = rateModel;
-        REWARDS_TOKEN = rewardsToken;
-
         LENDER_IMPLEMENTATION = address(new Lender(address(this)));
+
+        rewardsToken = rewardsToken_;
     }
 
     function pause(IUniswapV3Pool pool) external {
@@ -178,6 +178,6 @@ contract Factory {
             }
         }
 
-        REWARDS_TOKEN.safeTransfer(beneficiary, earned);
+        rewardsToken.safeTransfer(beneficiary, earned);
     }
 }
diff --git a/core/src/Ledger.sol b/core/src/Ledger.sol
index da702a31..be6cd333 100644
--- a/core/src/Ledger.sol
+++ b/core/src/Ledger.sol
@@ -300,7 +300,7 @@ contract Ledger {
      * @return The maximum amount of `asset()` that can be withdrawn
      */
     function maxWithdraw(address owner) external view returns (uint256) {
-        return convertToAssets(this.maxRedeem(owner));
+        return convertToAssets(maxRedeem(owner));
     }
 
     /*//////////////////////////////////////////////////////////////
diff --git a/core/src/libraries/constants/Constants.sol b/core/src/libraries/constants/Constants.sol
index dfc47d29..dde3864e 100644
--- a/core/src/libraries/constants/Constants.sol
+++ b/core/src/libraries/constants/Constants.sol
@@ -29,7 +29,7 @@ uint256 constant MAX_RATE = 706354;
 
 /// @dev The default amount of Ether required to take on debt in a `Borrower`. The `Factory` can override this value
 /// on a per-market basis.
-uint216 constant DEFAULT_ANTE = 0.1 ether;
+uint216 constant DEFAULT_ANTE = 0.01 ether;
 
 /// @dev The default number of standard deviations of price movement used to determine probe prices for `Borrower`
 /// solvency. The `Factory` can override this value on a per-market basis.