diff --git a/src/sapling/saplingscriptpubkeyman.cpp b/src/sapling/saplingscriptpubkeyman.cpp
index 2e2f8f8bb0b76..6498affc4e3d2 100644
--- a/src/sapling/saplingscriptpubkeyman.cpp
+++ b/src/sapling/saplingscriptpubkeyman.cpp
@@ -671,6 +671,9 @@ isminetype SaplingScriptPubKeyMan::IsMine(const CWalletTx& wtx, const SaplingOut
 
 CAmount SaplingScriptPubKeyMan::GetCredit(const CWalletTx& tx, const isminefilter& filter, const bool fUnspent) const
 {
+    if (!tx.IsShieldedTx() || tx.sapData->vShieldedOutput.empty()) {
+        return 0;
+    }
     CAmount nCredit = 0;
     for (int i = 0; i < (int) tx.sapData->vShieldedOutput.size(); ++i) {
         SaplingOutPoint op(tx.GetHash(), i);
@@ -697,6 +700,9 @@ CAmount SaplingScriptPubKeyMan::GetCredit(const CWalletTx& tx, const isminefilte
 
 CAmount SaplingScriptPubKeyMan::GetDebit(const CTransaction& tx, const isminefilter& filter) const
 {
+    if (!tx.IsShieldedTx() || tx.sapData->vShieldedSpend.empty()) {
+        return 0;
+    }
     CAmount nDebit = 0;
     for (const SpendDescription& spend : tx.sapData->vShieldedSpend) {
         const auto &it = mapSaplingNullifiersToNotes.find(spend.nullifier);
@@ -720,7 +726,7 @@ CAmount SaplingScriptPubKeyMan::GetDebit(const CTransaction& tx, const isminefil
 
 CAmount SaplingScriptPubKeyMan::GetShieldedChange(const CWalletTx& wtx) const
 {
-    if (!wtx.isSaplingVersion() || wtx.sapData->vShieldedOutput.empty()) {
+    if (!wtx.IsShieldedTx() || wtx.sapData->vShieldedOutput.empty()) {
         return 0;
     }
     const uint256& txHash = wtx.GetHash();