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ACCC & DSB | CDR Implementation Call Agenda & Meeting Notes | 24th October 2024

CDR-Engagement-Stream edited this page Oct 24, 2024 · 5 revisions

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Agenda & Meeting Notes

When: Weekly every Thursday at 3pm-4:30pm AEST
Location: Microsoft Teams
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Agenda

  1. Introductions
  2. House Keeping
  3. Updates
  4. CDR Stream updates
  5. Presentation
  6. Q&A
  7. Any other business

Introductions

1ImpCallHeaders

  • 5 min will be allowed for participants to join the call.

Acknowledgement of Country

We acknowledge the Traditional Custodians of the various lands on which we work today and the Aboriginal and Torres Strait Islander people participating in this call.

We pay our respects to Elders past and present, and recognise and celebrate the diversity of Aboriginal peoples and their ongoing cultures and connections to the lands and waters of Australia.

House Keeping

2ImpCallHeaders

Recording

The Consumer Data Right Implementation Calls are recorded for note taking purposes. All recordings are kept securely, as are the transcripts which may be made from them. No identifying material shall be provided without the participant's consent. Participants may [email protected] should they have any further questions or wish to have any material redacted from the record.

Community Guidelines

By participating in the Consumer Data Right Implementation Call you agree to the Community Guidelines. These guidelines intend to provide a safe and constructive space for members to discuss implementation topics with other participants and members of the ACCC and Data Standards Body.

Updates

3ImpCallHeaders ⭐ indicates change from last week.

Type Updated Links
Standards Version 1.32.0 Published: 21st of October 2024
Change log
Maintenance Iteration 21 Schedule:
18/09/2024 Kick-off, backlog review and 2024 MI Retrospective
2/10/2024 Consultation
16/10/2024 Consultation and new issue checkpoint
30/10/2024 Proposal Checkpoint
13/11/2024 Approvals and Documentation
Sign up via the DSB Calendar
Maintenance ⭐ Iteration 21 Candidates proposed MI 21 Board
DSB Newsletter To subscribe to DSB Newsletter Link here
DSB Newsletter ⭐ 18th of October 2024 View in browser here
Consultation Decision Proposal 229 - CDR Participant Representation Placeholder: no close date
Link to consultation
Consultation Noting Paper 279 - Accessibility Improvement Plan No Close Date
Link to consultation
Consultation Noting Paper 323 - NFR Workshops Link to consultation
Consultation Noting Paper 355 - Deceptive Patterns Independent Health Check No feedback sought
Link to Noting Paper
End of Year Survey It's that time of the year again. Asking for your feedback on the last date for the CDR Implementation Call in 2024 and the first CDR Implementation Call for 2025 CDR Implementation Call End of Year Survey
ACCC The ACCC has published the Consumer Data Right compliance review of energy sector data holders' authorisation processes: ACCC observations. The report contains observations from a targeted compliance review into a number of energy sector data holders’ compliance with their authorisation-related obligations as set out in the CDR Rules and Standards. It also includes observations about data holders’ incorporation of best practice Consumer Experience Guidelines (CX Guidelines) into their authorisation processes. We encourage data holders to review the observations in the document to understand the importance of the CX Guidelines for ensuring a consistent and high-quality consumer data sharing experience. ACCC Report
Video Video 126 Maintenance Iteration 21 Candidate Issues - narrated by Neale Morison (18/10/2024) Video 126 - DSB YouTube
Video Video 127 Future Dated Obligations for Q1 of 2025 [UPDATED] - narrated by Peter Nowotnik (24/10/2024) Video 127 - DSB YouTube

CDR Stream Updates

4ImpCallHeaders Provides a weekly update on the activities of each CDR stream and their work.

Organisation Stream Member

Presentation

5ImpCallHeaders None this week.

Q&A

6ImpCallHeaders Questions on Notice

Questions will be received by the community via Microsoft Teams chat before the questions are opened to the floor. Participants can submit questions outside of the CDR Implementation Call to the CDR Support Portal.

In regards to topics for questions, we ask the participants on the call to consider the Community Guidelines when posing questions to the subject matter experts.

Answer provided

Ticket # Question Answer
2432 I have read through the other queries and rules around closed accounts but looking for confirmation on the following:
Example: Account was closed on 11/10/2022 and API Invocation happened on 11/10/2024.
We are not disclosing data from 12/10/2024 and data gets correctly displayed (200) till 10/10/2024.
What should happen on 11/10/2024?
Where a CDR consumer has multiple open accounts with the data holder and closes one of their accounts, the data holder may continue to share data from the closed account if the CDR consumer continues to meet the eligibility criteria set out in rule 1.10B and clause 2.1 of Schedule 3 to the CDR Rules. As you may already be aware, clause 3.2(5) of Schedule 3 to the CDR Rules states the below data is not required consumer data and as such, would be considered voluntary consumer data:
- account data that relates to an authorisation on a closed account for direct debit deductions,
- if an account was closed no more than 24 months ago – transaction data in relation to a transaction that occurred more than 12 months before the account was closed, and
- if an account was closed more than 24 months ago – all account, transaction and product specific data related to the account.
If an account was closed on 11/10/2022 (as outlined in your example scenario), we consider the 24-month period would conclude at the end of 10/10/2024. This means on 11/10/2024, the relevant account would have been closed for more than 24 months and account, transaction and product specific data associated with the account is no longer required consumer data. From this time, the data holder may choose whether to disclose all account, transaction and product specific data related to the closed account as voluntary consumer data.
Please refer to section 4.4 of the Compliance guide for data holders in the banking sector for further information on required consumer data and voluntary consumer data.

Any Other Business

7ImpCallHeaders Attendees are invited to raise topics related to the Consumer Data Right that would benefit from the DSB and ACCCs' consideration.

Useful Links

View a number of informative and useful links in the Consumer Data Standards Guide on Information Links.

Check out our guides, browse through our FAQs, and post your own questions for Support. The official Consumer Data Standards website This repository contains the binding API Standards and Information Security profile created in response to the Consumer Data Right legislation and the subsequent regulatory rules. A demonstration of Product Reference data from the Banking Sector.
Consumber Data Standards on GitHub Data Standards Body video channel on YouTube Helping organisations provide consumers with intuitive, informed, and trustworthy data sharing experiences. A Postman collection with a set of unit tests. It can be used as a development testing tool for Data Holders developing a DSB compliant API.
Follow Data Standards Body on LinkedIn for updates and announcements Digital Resources Repository on DSB's GitHub website The glossary of CDR CX terminology Data Holder server reference implementation and associated tools.
DSB Event Calendar on Trumba Platform A repository of DSB Newsletters/Blog posts since 2019 This repository is the staging repository for the Consumer Data Standards. Java Artefacts Data Holder server reference implementation
  This glossary lists terms and their definitions in the context of the Consumer Data Right and Consumer Data Standards. This repository is used to contain discussions and contributions from the community of participants and other interested parties in the Australian Consumer Data Right regime. Java Artefacts Data Holder server reference implementation
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