Multiple Credit Card Account & Loan Support

[perlboy]

Description

Following release to the Slate site of V1.1.0 yesterday we have now initiated analysis of changes using the diff previously provided in #56.

With reference to slate/source/includes/swagger/cds_full.json line 2528 we note the implementation of #9 resulting in a payload structure of:

      "termDeposit" : {
        "type" : "array",
        "items" : {
          "$ref" : "#/definitions/BankingTermDepositAccount"
        }
      },
      "creditCard" : {
        "$ref" : "#/definitions/BankingCreditCardAccount"
      },
      "loan" : {
        "$ref" : "#/definitions/BankingLoanAccount"
      },

We have identified use cases where accounts have multiple separate card accounts and banking loan accounts included within them. Notable implementations of this are products focused on the agricultural sector known as "all in one" accounts. This structure is typically used where an overall account is used to manage a family business risk and sub accounts are used to provide consumer flexibility.

Area Affected

BankingAccountDetail

Change Proposed

We propose the conversion of credit card and loan account types to an array as well.

[perlboy]

Preamble: Biza currently has 42 open issues within Standards Maintenance. In an effort to optimise our own backlog we are closing those which have no actual response from the DSB. They may be reopened at a later time or referenced when the issues are highlighted by third parties.

No response has been received on this and the DSB does not appear to have shown interest in resolving it.