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Add Challenge 7: Covenants for Scale
## Challenge 7: Covenants for Scale [Covenants](https://bitcoinops.org/en/topics/covenants/) are thought to be able to scale bitcoin by allowing multiple users to share UTXOs in constructions such as [Joinpools](https://bitcoinops.org/en/topics/joinpools/). It is not yet clear how such an experience would manifest in client software. Document a high-fidelity design to explore such a user experience (including flows, costs, time, complexity, etc.) that might relieve extreme network congestion or other challenges of scale. This idea was originally proposed [on X by @leishman](https://nitter.net/Leishman/status/1744113344729043410). One approach may be to extend the design community's [Bitcoin UI Kit](https://www.bitcoinuikit.com/).
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