The data set contains 113,937 loans with 81 variables on each loan, including loan amount, borrower rate (or interest rate), current loan status, borrower income, and many others
In this explanatory study, we tend to study and address the following questions:
What factors affect a loan’s outcome status? What affects the borrower’s APR or interest rate? Are there differences between loans depending on how large the original loan amount was?
- The results are in graphs formats.
Borrower Interest rate is strongly correlated to the following:
Some scaling have been applied to the dataset to better explain the data in visualization